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Walmart Rewards Mastercard Review

With a host of benefits tailored to enhance your shopping adventures, the Walmart Rewards Mastercard is your go-to for enjoying incredible savings and exclusive offers.

Walmart Rewards Mastercard
Source: Walmart Rewards Mastercard

Get ready to supercharge your shopping experience with the Walmart Rewards Mastercard! Designed to bring unbeatable value to your everyday purchases, this card offers exceptional rewards and perks that make every dollar you spend work harder for you. Imagine earning rewards on every purchase, whether you’re stocking up on groceries, shopping for household essentials, or grabbing the latest tech gadgets. 

The Walmart Rewards Mastercard transforms your routine spending into a rewarding experience, making it easier than ever to save on the things you love. Embrace the opportunity to make the most of your shopping trips and enjoy the perks of a card that truly delivers!

Walmart Rewards Mastercard Benefits

  • Cash Back Rewards: Enjoy earning cash back on every purchase with the Walmart Rewards Mastercard. This card rewards you with 1.5% cash back on Walmart.com purchases and 1% on all other purchases, turning everyday spending into real savings. It’s a fantastic way to get more out of your shopping trips and everyday expenses.
  • Exclusive Welcome Bonus: Dive into savings with the Walmart Rewards Mastercard’s special welcome offer! Start by using your temporary shopping pass for a Walmart purchase of $50 or more and earn $20. Enhance your rewards by making a second purchase—one at Walmart and one elsewhere—and add another $15 to your account. Plus, opt for electronic statements and enjoy an additional $10. Collect up to $45 in Walmart Dollars to kickstart your rewards journey!
  • Walmart Savings: Maximize your savings with special discounts and offers available exclusively to Walmart Rewards Mastercard holders. From rollbacks on select items to seasonal promotions, you’ll find fantastic deals that help stretch your dollars further.
  • No Annual Fee: Benefit from the Walmart Rewards Mastercard without worrying about an annual fee. This makes it a cost-effective choice for savvy shoppers looking to maximize their rewards without added expenses.
  • Easy Rewards Redemption: Redeem your cash back rewards effortlessly. Your rewards can be applied as a statement credit or used to shop at Walmart, providing you with flexibility and convenience.
  • Exclusive Financing Offers: Take advantage of special financing offers for qualifying purchases at Walmart. Whether you’re buying big-ticket items or just need a bit more time to pay off a purchase, these offers give you added flexibility.
  • Purchase Protection: Shop with confidence knowing that your Walmart Rewards Mastercard offers protection against damage or theft on eligible purchases. This coverage adds an extra layer of security for your purchases.
  • Balance Protection Plan: Gain peace of mind with the Balance Protection Plan, offering valuable protection for unforeseen circumstances. In case of your passing, diagnosis with a critical or terminal illness, disability, involuntary job loss, or other covered scenarios, the plan may cover your outstanding balance or provide a monthly benefit of up to 10% of your account balance.
  • Flexible Installment Payments: Simplify your larger purchases with our easy installment plan! Shop at Walmart.ca for items priced at $199.99 or more and choose the Installment Plan during checkout. This option breaks your total into six manageable payments, making it easier to handle significant expenses.
  • Free Two-Day Shipping: Elevate your online shopping experience with free two-day shipping on a wide selection of eligible items when you spend $35 or more. This benefit ensures fast delivery to your door, streamlining your shopping and eliminating extra shipping costs.
  • Access to Walmart’s Online Services: Enjoy the convenience of Walmart’s online services, including easy account management and exclusive online offers, making it easier to manage your finances and take advantage of special promotions.
  • Extended Warranty: Extend the manufacturer’s warranty on eligible purchases made with your Walmart Rewards Mastercard. This added benefit ensures your purchases are covered for longer, giving you additional peace of mind.
  • Travel Accident Insurance: Get peace of mind while traveling with travel accident insurance included with your card. This coverage provides protection in case of unforeseen events during your trips.
  • Fraud Protection: Experience advanced fraud protection with your Walmart Rewards Mastercard, safeguarding your account against unauthorized transactions and giving you peace of mind while shopping.

Who Can Apply

Walmart Rewards Mastercard
Source: Walmart Rewards Mastercard

The Walmart Rewards Mastercard is available to U.S. residents who are 18 years or older, have a good credit history, and meet the income requirements set by the issuer. This card is ideal for those who frequently shop at Walmart and are looking to maximize their savings through cash back rewards.

How to Apply

  1. Visit the Walmart Rewards Mastercard website or the nearest Walmart store.
  2. Fill out the application form with your personal and financial information.
  3. Submit your application for review.
  4. Receive your approval status and, if approved, your new Walmart Rewards Mastercard will be mailed to you.

Frequently Asked Questions

  1. Can I use my rewards for purchases outside of Walmart?
    • Rewards can be used for shopping at Walmart or applied as a statement credit to your account.
  2. What are the income requirements to apply for the card?
    • Specific income requirements may vary, but a good credit history and stable income are generally needed.
  3. How can I check my rewards balance?
    • You can check your rewards balance by logging into your account online or through the Walmart app.
  4. What should I do if my card is lost or stolen?
    • Report a lost or stolen card immediately by contacting customer service for assistance with blocking the card and issuing a replacement.

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