The RBC Avion Visa Infinite Business card is designed for entrepreneurs seeking more than just a credit card. It’s a powerful tool that supports your business growth with its unique features. This review will introduce the card’s standout qualities, setting the stage for a deeper dive into why it might be the perfect fit for your business.
Whether you’re looking to streamline expenses or gain access to exclusive perks, this card offers more than meets the eye. Its impressive rewards and practical features make it a valuable asset for any business owner.
Elevate Your Business with RBC Avion
- Comprehensive Travel Insurance: Travel with confidence knowing that your RBC Avion Visa Infinite Business card provides extensive coverage. From emergency medical services to trip cancellation insurance, you’re protected no matter where business takes you. This benefit ensures that unexpected events don’t derail your travel plans or burden your finances.
- Generous Rewards Program: Every dollar you spend with the RBC Avion Visa Infinite Business card earns you points that can be redeemed for a wide range of rewards, including flights, merchandise, and more. The points accumulate quickly, making it easier to treat yourself or your team to something special, all while managing everyday expenses.
- Exclusive Access to Events: As a cardholder, you gain access to exclusive events and experiences that can help you network and grow your business. Whether it’s a VIP event or a unique business opportunity, this card opens doors that are usually closed to others.
- Purchase Security and Extended Warranty: When you use the RBC Avion Visa Infinite Business card for your purchases, you’re covered against theft, loss, or damage for up to 90 days. Additionally, the card extends the manufacturer’s warranty by up to one extra year, offering peace of mind with every purchase.
- No Foreign Transaction Fees: If your business involves international transactions, you’ll appreciate that this card doesn’t charge foreign transaction fees. This can lead to significant savings, particularly if you or your employees frequently travel abroad or purchase from international vendors.
- Comprehensive Expense Management: The RBC Avion Visa Infinite Business card makes it easy to manage your business expenses with detailed statements and easy integration into accounting software. This helps streamline your bookkeeping processes, allowing you to focus more on growing your business.
- Flexible Credit Limits: The card offers flexible credit limits tailored to your business needs, ensuring you have the purchasing power necessary to seize opportunities as they arise. This flexibility is essential for businesses with varying cash flow needs.
- Dedicated Customer Service: RBC offers 24/7 dedicated customer service for Avion Visa Infinite Business card holders. Whether you need assistance with travel arrangements or have questions about your account, you can count on prompt and professional support.
- No Annual Fee for the First Year: As a welcome bonus, the annual fee for the RBC Avion Visa Infinite Business card is waived for the first year, making it easier to experience the benefits without an initial financial commitment.
Qualification Requirements
- Business Ownership: Applicants must be the owner or an authorized representative of a registered business in good standing. This ensures that the card is used for legitimate business purposes and that the applicant has the authority to manage the company’s finances.
- Good Credit History: A solid credit history is essential for approval. This includes maintaining a good personal and business credit score, which demonstrates financial responsibility and reduces the risk to the lender.
- Minimum Annual Revenue: The business must meet a minimum annual revenue requirement, reflecting its financial stability and ability to manage credit effectively.
- Business Bank Account: Applicants should have a business bank account with RBC or another recognized financial institution. This account is necessary for managing the card’s payments and integrating it with the business’s financial operations.
- Legal Business Structure: The business must be legally structured, whether as a sole proprietorship, partnership, or corporation, ensuring it meets all regulatory requirements.
- Residency Requirements: The applicant must be a resident of the United States, ensuring compliance with local laws and regulations.
How to Apply for The RBC Avion Visa Infinite Business
- Online Application: Visit the RBC website to complete the online application form. Ensure you have all the necessary documents, such as financial statements and proof of business ownership, readily available.
- InPerson Application: If you prefer, you can visit an RBC branch to apply in person. A financial advisor can guide you through the process and answer any questions you may have.
- Submit Financial Information: Provide detailed financial information about your business, including revenue, expenses, and existing debts. This helps RBC assess your business’s creditworthiness.
- Await Approval: After submitting your application, RBC will review your financial information and credit history. This process typically takes a few days, after which you will be notified of the decision.
- Receive Your Card: Upon approval, your RBC Avion Visa Infinite Business card will be mailed to you. Activate it as soon as you receive it to start enjoying the benefits.
- Set Up Expense Tracking: Once your card is activated, set up expense tracking and integrate it with your accounting software. This will help you manage your finances efficiently from the start.
Frequently Asked Questions
What is the credit limit for the RBC Avion Visa Infinite Business card?
The credit limit is flexible and tailored to your business needs, based on your financial profile.
Are there any rewards on everyday business purchases?
Yes, you earn points on every dollar spent, which can be redeemed for a variety of rewards.
Is there an annual fee for the RBC Avion Visa Infinite Business card?
Yes, but the fee is waived for the first year as a welcome offer.
Can I add employees to my RBC Avion Visa Infinite Business account?
Yes, you can request additional cards for your employees to manage expenses more effectively.