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BMO AIR MILES World Elite Mastercard Review

Unlock a world of rewards and privileges—apply for the BMO AIR MILES World Elite Mastercard today and elevate your travel experiences.

BMO AIR MILES World Elite Mastercard
Source: BMO AIR MILES World Elite Mastercard

The BMO AIR MILES World Elite Mastercard is not just another credit card—it’s your gateway to a world of exclusive rewards and premium benefits. This card offers more than just convenience; it enhances your everyday purchases with exceptional value. Whether you’re a frequent traveler or enjoy earning rewards on daily expenses, this card provides benefits that fit your lifestyle perfectly.

One of the standout features of this card is its ability to turn your spending into meaningful rewards. Without getting into too many details, it’s clear that this card offers more than just points; it delivers a truly rewarding experience that goes beyond traditional credit card perks. With this card, you can enjoy benefits that cater to both your financial needs and your lifestyle aspirations.

The BMO AIR MILES World Elite Mastercard: Reward Your Life

  •  High Earn Rate on AIR MILES: With every dollar you spend using the BMO AIR MILES World Elite Mastercard, you accumulate AIR MILES at an impressive rate. This means that every purchase, whether big or small, brings you closer to free flights, merchandise, or unforgettable experiences. The card is designed to maximize your earning potential, especially on everyday purchases, turning your routine spending into extraordinary rewards.
  •  Comprehensive Travel Insurance: The BMO AIR MILES World Elite Mastercard includes extensive travel insurance, providing peace of mind when you’re on the go. From trip cancellation to emergency medical coverage, this card ensures that you’re protected during your travels. This comprehensive coverage is a significant benefit for those who frequently travel, offering protection that goes beyond the basics.
  •  No Annual Fee in the First Year: The card comes with an enticing offer of no annual fee for the first year, making it an excellent choice for those who want to try out the benefits without an upfront cost. This feature allows new cardholders to experience the rewards and perks of the card without the commitment of an annual fee, giving you a risk free introduction to its benefits.
  •  Airport Lounge Access: As a cardholder, you gain access to over 1,000 airport lounges worldwide, providing a luxurious travel experience. This benefit ensures that your travels are not only rewarding but also comfortable. The lounge access is a premium perk that enhances the overall travel experience, offering a quiet and comfortable space to relax before your flight.
  •  Zero Liability Protection: With the BMO AIR MILES World Elite Mastercard, you can shop with confidence, knowing that you’re protected against unauthorized transactions. The card’s zero liability policy ensures that you’re not held responsible for fraudulent charges, providing an extra layer of security for your peace of mind.
  •  Discounts on Rental Cars: Cardholders receive exclusive discounts on car rentals, making it easier and more affordable to explore new destinations. 
  •  Bonus AIR MILES: New cardholders are greeted with a substantial bonus of AIR MILES when they sign up, accelerating their journey toward rewards. 
  •  Additional Cards at No Extra Cost: You can add additional cardholders to your account at no extra cost, allowing you to share the benefits with family members..
  •  24/7 Concierge Service: The card offers access to a 24/7 concierge service, providing assistance with travel bookings, dining reservations, and more. This service adds a layer of convenience and luxury.

Qualification Requirements

BMO AIR MILES World Elite Mastercard
Source: BMO AIR MILES World Elite Mastercard
  •  Canadian Residents: To apply for the BMO AIR MILES World Elite Mastercard, you must be a resident of Canada. 
  •  Good to Excellent Credit Score: Applicants should have a good to excellent credit score to be eligible for this card. 
  •  Minimum Annual Income: A minimum annual income requirement is necessary to qualify for this card. 
  •  Age of Majority: Applicants must be at least the age of majority in their province or territory of residence..
  •  No Recent Bankruptcies: The card requires that applicants have no recent history of bankruptcy. This requirement is in place to ensure that cardholders have a stable financial history and are capable of managing credit responsibly.
  •  Existing BMO Client: While not mandatory, being an existing BMO client may simplify the application process and increase your chances of approval. 

How to Apply for The BMO AIR MILES World Elite Mastercard

  •  Online Application: The easiest way to apply for the BMO AIR MILES World Elite Mastercard is through the BMO website. The online application process is quick and straightforward.
  •  InBranch Application: You can also apply for the card at any BMO branch. This option is ideal for those who prefer a face to face interaction and the opportunity to ask questions during the application process.
  •  Telephone Application: For those who prefer to apply over the phone, BMO offers a toll free number where you can complete your application with the help of a customer service representative.
  •  Required Documentation: Ensure that you have the necessary documentation on hand before applying, such as proof of income and identification. 
  •  Review and Submit: Before submitting your application, take the time to review all the information you’ve provided to ensure accuracy. 
  •  Await Approval: After submitting your application, BMO will review your information and notify you of the decision.

Frequently Asked Questions

What is the annual fee for the BMO AIR MILES World Elite Mastercard?

The card has an annual fee, but it’s waived for the first year as a special introductory offer.

Can I earn AIR MILES on all purchases?

Yes, you earn AIR MILES on every purchase, with higher earn rates on select categories.

Is travel insurance included with the card?

Yes, comprehensive travel insurance is included, covering a range of travel related incidents.

How do I redeem my AIR MILES?

You can redeem your AIR MILES for flights, merchandise, and experiences directly through the AIR MILES website or app.