Amazon.ca Rewards Mastercard Review

Get ready to transform your Amazon.ca purchases into a rewarding experience with the Amazon.ca Rewards Mastercard. 

Imagine earning accelerated rewards on your Amazon Prime orders, Whole Foods Market groceries, and even your international online shopping, all seamlessly converted into Amazon.ca Gift Cards for you to spend. 

With a fantastic welcome offer to kickstart your earnings and the simplicity of an automatic redemption process, this card is a must-have for frequent Amazon users. It’s time to make your online shopping work for you and get rewarded for the purchases you’re already making!

CREDIT CARD

Amazon Rewards Mastercard

up to 2.5% no annual fee

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Ways to Benefit: Your Direct Link to Savings

The Amazon.ca Rewards Mastercard is packed with features designed to provide exceptional value, especially for Prime members and frequent online shoppers in Barrie.

1. Absolutely No Annual Fee: This is a cornerstone benefit. You get to enjoy all the rewards and features of this card without paying any annual fee, ensuring every dollar in rewards you earn is pure savings.
2. Supercharged Rewards for Prime Members (2.5% Back): If you’re an Amazon Prime member, this card is a powerhouse. You’ll earn an impressive 2.5% back on all eligible purchases at Amazon.ca and Whole Foods Market stores in Canada.
3. Generous Welcome Offer: Kickstart your savings with a fantastic welcome bonus! New cardholders are greeted with an introductory offer to earn 5% back at Amazon.ca, Whole Foods Market, grocery stores, and restaurants for the first 6 months, on up to $3,000 in total eligible purchases.
4. No Foreign Transaction Fees for Prime Members: This is a massive, often overlooked perk! Prime members earn 2.5% back on all eligible foreign currency transactions. This reward effectively cancels out the 2.5% foreign transaction fee, making it the perfect card for shopping on international websites or for your travels abroad.
5. Great Rewards for Non-Prime Members (1.5% Back): Even without a Prime membership, the card offers excellent value. You’ll still earn a very competitive 1.5% back on all eligible purchases at Amazon.ca and Whole Foods Market.
6. 1% Back Everywhere Else: The rewards don’t stop with Amazon. You’ll earn a solid 1% back on all other eligible purchases wherever Mastercard is accepted—from your local coffee shop to your monthly bills.
7. Automatic Redemption: Enjoy the ultimate convenience with automatic rewards. Once you accumulate 2,000 points, they are automatically redeemed for a $20 Amazon.ca Gift Card that is loaded directly into your linked Amazon.ca account. No need to log in, track, or manage redemptions!
8. Car Rental Discounts: Get on the road for less. As a cardholder, you can save a minimum of 10% on the base rate of qualifying car rentals at participating Avis and Budget locations.

Who Can Apply: Eligibility Criteria

The eligibility requirements for the Amazon.ca Rewards Mastercard® are designed to be accessible to a wide range of Canadians.

• Age of Majority: You must have reached the age of majority in your province or territory. For residents of Barrie, Ontario, the age of majority is 18.
• Canadian Resident: You must be a resident of Canada and have a Canadian credit file.
• Amazon.ca Account: You must have an Amazon.ca account to apply for and link to the card.
• No Minimum Income Requirement: This card does not have a stated minimum annual income requirement.
• Credit Score: While not officially published, a fair to good credit score is generally recommended for a strong chance of approval. MBNA will perform a credit check as part of the application process.

How to Apply: Your Steps to Amazon Rewards

Applying for the Amazon.ca Rewards Mastercard is a simple online process that starts right on the Amazon website.

1. Visit the Amazon.ca Card Page: You can apply directly through the Amazon.ca website.
2. Sign in to Your Amazon Account: The application process is linked to your Amazon.ca account. You will need to sign in to begin.
3. Click “Apply Now”: Start the secure online application, which is managed by MBNA.
4. Provide Your Information: Fill out the application form with your personal details (name, address, date of birth, SIN) and financial information (employment status, income).
5. Review and Consent: Carefully review the information you’ve entered and provide your consent for MBNA to perform a credit check.
6. Submit Your Application: Submit the form and await a decision.
7. Receive a Decision: In many cases, you will receive an approval decision within minutes. If approved, your card will be automatically added to your Amazon wallet for immediate use on the site.

Frequently Asked Questions (FAQ)

1. Do I need an Amazon Prime membership to get this card?
   No, you do not need a Prime membership to get the card, but Prime members earn rewards at a higher rate.
2. Can I get my rewards as cash or a statement credit?
   No, the rewards for this card are exclusively redeemed as Amazon.ca Gift Cards.
3. Does this card have any travel insurance?
   No, it does not include travel medical, trip cancellation, or flight delay insurance. Its insurance focuses on purchase protection.
4. Can I use this card as soon as I’m approved?
   Yes, upon approval, the card is typically added to your Amazon.ca account instantly, allowing you to use it for purchases on the site before your physical card arrives.
   

CREDIT CARD

Amazon Rewards Mastercard

up to 2.5% no annual fee

APPLY NOW You will be redirected