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Amazon Rewards Mastercard: Complete Guide and Optimization Tips

Maximize Your Savings with the Amazon Rewards Mastercard – Earn Cashback on Amazon Purchases and Everyday Spending Without an Annual Fee.

Amazon.ca Rewards Mastercard
Source: Amazon.ca Rewards Mastercard

If you are a frequent Amazon shopper, the Amazon Rewards Mastercard is a powerful tool to help you save money effortlessly. Whether you’re buying everyday essentials, stocking up during major sales events, or treating yourself to something special, this card ensures you earn cashback on every purchase. 

With no annual fee and exclusive rewards for Prime members, it’s the perfect companion for those who love shopping on Amazon.

🌐 How to Make the Most of Your Amazon Rewards Mastercard

The Amazon Rewards Mastercard is a versatile cashback card that goes beyond Amazon purchases. Here’s how to maximize its value:

1. Use It for All Amazon Purchases

  • Maximize Cashback: If you’re an Amazon Prime member, always use your Amazon Rewards Mastercard to earn 2.5% cashback on eligible Amazon.ca purchases. Even non-Prime members earn 1.5%, which still adds up over time.

2. Set It as Your Default Payment on Amazon

  • Easy Earnings: Make your Amazon Rewards Mastercard the default payment method on your Amazon account for seamless cashback earning.

3. Leverage for Everyday Purchases

  • Earn 1% Cashback Everywhere Else: While the higher cashback rate applies to Amazon, you still earn 1% cashback on all other purchases, making it a great all-around card.

4. Track Your Rewards Easily

  • Automatic Redemption: Your cashback is automatically applied as a statement credit, so you don’t have to worry about manually redeeming your rewards.

5. Pair It with a Prime Membership

  • Maximize Rewards: If you’re not an Amazon Prime member, consider becoming one to unlock the higher 2.5% cashback rate on Amazon purchases.
  • Use for Big Purchases: Save on larger Amazon purchases by earning maximum cashback with your Prime membership.
  • Watch for Special Offers: Keep an eye on Amazon’s special promotions and sales for even more value.
  • Combine with Amazon Gift Cards: Buy Amazon gift cards using your Amazon Rewards Mastercard for an extra layer of savings.
  • Set Alerts for Cashback Earnings: Monitor your cashback progress easily through your Amazon account.

❓ Frequently Asked Questions (FAQs)

Amazon.ca Rewards Mastercard
Source: Amazon.ca Rewards Mastercard

❓ Q1: Can I use my Amazon Rewards Mastercard outside of Amazon?

Yes. You can use your Amazon Rewards Mastercard anywhere Mastercard is accepted, and you earn 1% cashback on all non-Amazon purchases.

❓ Q2: Do I have to be an Amazon Prime member to get the card?

No. Non-Prime members can also get the card, but they earn 1.5% cashback on Amazon purchases instead of 2.5%.

❓ Q3: How is my cashback redeemed?

Your cashback is automatically applied as a statement credit on your account, making it effortless to redeem.

❓ Q4: Does the card have an annual fee?

No. The Amazon Rewards Mastercard has no annual fee, making it a cost-effective choice.

❓ Q5: What’s the difference between Prime and non-Prime cashback rates?

Prime members earn 2.5% cashback on Amazon purchases, while non-Prime members earn 1.5%.

❓ Q6: Can I use the card internationally?

Yes. The Amazon Rewards Mastercard can be used anywhere Mastercard is accepted worldwide. However, foreign transaction fees may apply.

❓ Q7: Does the card offer travel or purchase protection?

No. The Amazon Rewards Mastercard is primarily a cashback card and does not include extensive travel or purchase protection benefits.

❓ Q8: How do I view my cashback balance?

You can easily track your cashback earnings through your Amazon account and your credit card statement.

💡 Advanced Strategies for Maximizing Your Amazon Rewards Mastercard

  • Stack Amazon Promotions: Use your card during major Amazon sales events, such as Prime Day and Black Friday, to earn even more cashback.
  • Combine with Amazon Subscribe & Save: Use your card for subscription purchases and earn cashback on essential items.
  • Utilize the Card for Family Accounts: If you share an Amazon Prime membership, ensure all family members use the card for Amazon purchases to maximize earnings.
  • Monitor for Amazon Gift Card Promotions: Sometimes, Amazon offers extra cashback when purchasing gift cards—an easy way to boost rewards.

✅ Final Verdict: Is the Amazon Rewards Mastercard Right for You?

The Amazon Rewards Mastercard is an excellent choice for frequent Amazon shoppers who want to earn cashback on their purchases without any annual fee. Prime members get the best value, earning 2.5% cashback on Amazon purchases, while non-Prime members still benefit from 1.5%.

For those who regularly shop on Amazon, this card is a no-brainer. It’s simple, straightforward, and seamlessly integrates with your Amazon account, making cashback earning effortless. If you prefer a card with travel or purchase protection, however, you may want to consider a different option.

Ready to save even more on your Amazon purchases? Get your Amazon Rewards Mastercard today and start earning cashback instantly. 🚀

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.