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American Express Green Card Review

Get ready to step into the highly rewarding world of American Express with the iconic American Express Green Card! 

American Express Green Card
Source: American Express Green Card

The American Express Green Card is designed for the savvy individual who wants to start a rewarding journey without the complexity or high fees of a premium card. It’s more than just a way to pay; it’s a tool that empowers you to earn valuable points on every purchase, with the flexibility to use those points in ways that best suit your lifestyle. 

From booking flights and hotels to getting statement credits or exclusive gift cards, this card opens up a realm of possibilities. It’s time to start earning rewards that can take you anywhere!

Ways to Benefit: Your Essential Rewards Starter Kit

The American Express Green Card is packed with features designed to provide value, security, and a seamless introduction to one of the world’s best rewards programs.

  1. No Annual Fee: This is a standout feature! You get to access the powerful Membership Rewards program and enjoy the benefits of being an American Express Cardmember without paying any annual fee. 
  2. Earn Valuable Membership Rewards Points: Every purchase you make earns you points in the highly coveted Membership Rewards program. You’ll earn 1 point for every $1 spent on all your eligible card purchases, providing a simple and consistent way to build your rewards balance.
  3. Generous Welcome Bonus: Kickstart your rewards balance with a great introductory offer! New Cardmembers can earn 15,000 bonus Membership Rewards points after spending $1,250 on the card in the first three months. 
  4. Flexible Points Redemption for Travel: This is where the Membership Rewards program shines. You can use your points to book flights with any airline via the American Express Fixed Points Travel Program, often securing fantastic value. You can also redeem points for any travel purchase charged to your card at a rate of 1,000 points for a $10 statement credit.
  5. Transfer Points to Airline & Hotel Partners: Unlock incredible value by transferring your Membership Rewards points to leading airline and hotel loyalty programs, often at a 1:1 ratio. Partners include Aeroplan, British Airways Avios, and Marriott Bonvoy, allowing you to book high-value reward flights and hotel stays.
  6. Redeem for Statement Credits: For ultimate flexibility, you can use your points to pay down your card balance. Redeem your points for a statement credit to offset any purchase charged to your card, giving you cash-like value from your rewards.
  7. Shop with Points at Amazon.ca: Seamlessly use your Membership Rewards points to pay for all or part of your purchases at Amazon.ca, making your online shopping even more rewarding.
  8. American Express Experiences: Your card is your ticket to exclusive perks. Get access to Front Of The Line presale tickets for concerts, theatre productions, and special events across Canada, often before they go on sale to the general public.
American Express Green Card
Source: American Express Green Card

Who Can Apply: Eligibility Criteria

The eligibility requirements for the American Express Green Card are designed to be accessible, making it an excellent starting point for many residents in Barrie.

  • Age of Majority: You must be the age of majority in Ontario, which is 18 years old.
  • Canadian Resident: You must be a Canadian resident and have a Canadian credit file.
  • Credit Score: While American Express does not publish a specific minimum credit score, this card is generally accessible to those with a good credit score (typically recommended to be 660 or higher). As a charge card, the approval criteria can sometimes be more flexible than for traditional credit cards.

How to Apply: Your Steps to Membership

Applying for the American Express Green Card is a simple online process.

  1. Visit the American Express Website: Go to the official American Express Canada website.
  2. Review the Details: Read through the card’s features, the welcome offer, the rewards structure, and the terms and conditions.
  3. Click “Apply Now”: Start the secure online application form.
  4. Provide Your Information: You will be asked to fill out the application with your personal details, including your full name, date of birth, address, email, phone number, and Social Insurance Number (SIN), as well as details about your employment and income.
  5. Review and Submit: Carefully check all your information for accuracy before submitting the application.
  6. Receive a Decision: American Express often provides an instant decision within 60 seconds. If further review is needed, they will contact you.

Frequently Asked Questions (FAQ)

  1. Is this a credit card or a charge card?
    The American Express Green Card is a Charge Card, which means you are typically expected to pay your balance in full each month.
  2. How much are the points worth?
    The value varies. You can get up to 2 cents per point for flights through the Fixed Points Travel Program, 1 cent per point for travel statement credits, and 0.7 cents per point for general statement credits. Transferring to partners can yield even higher value.
  3. Does this card have any travel insurance?
    No, the Green Card does not include travel medical or trip cancellation insurance. It includes purchase-related insurance like Purchase Protection and Buyer’s Assurance.
  4. Can I add a supplementary cardholder?
    Yes, you can add supplementary Green Cards to your account at no extra charge.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.