BMO AIR MILES World Elite Mastercard Review

The BMO AIR MILES World Elite Mastercard is expertly crafted for Canadians who are passionate about travel. 

The BMO AIR MILES World Elite Mastercard is more than just a way to earn Miles; it’s your passport to a more rewarding and comfortable travel experience. 

With a generous welcome offer to kickstart your journey, automatic AIR MILES Onyx Status, and valuable partner perks, this card is designed to enhance every aspect of your adventures. It’s time to turn your spending into dream vacations and experience the elite difference.

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BMO AIR MILES World Elite Mastercard

7,000 welcome bonus up to 5x rewards

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Benefits: Your First-Class Ticket to Rewards

The BMO AIR MILES World Elite Mastercard is packed with features designed to provide exceptional value and a superior travel experience.

1. Generous Welcome Bonus: Start your AIR MILES journey with a significant boost! New cardholders are often greeted with a substantial welcome offer, such as up to 7,000 Bonus Miles and the first year’s annual fee waived.
2. Accelerated Earning at AIR MILES Partners: Maximize your Miles where it counts! Earn 3 Miles for every $12 spent at participating AIR MILES Partner locations. 
3. Double Miles on Groceries & More: Your essential spending is highly rewarded. Earn 2 Miles for every $12 spent at any eligible grocery store.
4. Solid Base Earn Rate: Every purchase counts towards your next reward. Earn 1 Mile for every $12 spent on all other eligible purchases made with your card.
5. Exclusive 25% Discount on One AIR MILES Flight Reward Annually: This is a signature perk! Once per calendar year, get a 25% discount on the number of AIR MILES Dream Miles required for one flight reward booked through airmiles.ca.
6. Automatic AIR MILES Onyx Status: Elevate your AIR MILES experience instantly! As a primary cardholder, you automatically receive Onyx status, the top tier in the AIR MILES program, giving you access to exclusive benefits like better redemption rates on select merchandise and travel rewards, and priority servicing.
7. Mastercard Airport Experiences Provided by DragonPass: Enhance your airport journey with a complimentary membership. This provides access to over 1,300 airport lounges worldwide, plus airport dining and spa offers.
8. Significant Fuel Savings at Shell: Keep your travel costs down at the pump. Link your BMO AIR MILES World Elite Mastercard with your AIR MILES Collector Number to receive a discount of up to 7¢ per litre on Shell V-Power premium fuel and 2¢ per litre on all other Shell fuel grades.
9. BMO Concierge Service: Enjoy personalized assistance 24/7. The complimentary BMO Concierge Service can help with travel bookings, restaurant reservations, event tickets, and more, acting like your personal assistant.

Who Can Apply: Eligibility for World Elite Status

To be eligible for the premium BMO AIR MILES World Elite Mastercard, applicants must meet higher qualification criteria:

• Age of Majority: You must have reached the age of majority in your province or territory of residence.
• Canadian Resident: You must be a Canadian citizen or permanent resident.
• Minimum Annual Income: You must meet one of the following minimum annual income requirements:
  • A personal gross annual income of $80,000, OR
  • A household gross annual income of $150,000.
• Good to Excellent Credit Score: A strong credit history and a good to excellent credit score (typically suggested to be 725 or higher) are essential for approval.

How to Apply: Your Steps to an Elite AIR MILES Experience

Applying for the BMO AIR MILES World Elite Mastercard is a straightforward online process:

1. Visit the BMO Website: Go to the official BMO Bank of Montreal website.
2. Select the Card: Find the BMO AIR MILES World Elite Mastercard under the travel or AIR MILES rewards card sections.
3. Review Card Details: Thoroughly read through the card’s benefits, the current welcome offer, AIR MILES earn rates, insurance coverages, the $120 annual fee, and other terms and conditions.
4. Click “Apply Now”: Begin the secure online application form.
5. Provide Your Information: Be prepared to fill out the application with your personal details, as well as your employment and income information to verify you meet the eligibility requirements.
6. Consent to a Credit Check: As part of the application, you must agree to allow BMO to perform a credit check.
7. Review and Submit: Carefully double-check all your information for accuracy before submitting your application.
8. Await a Decision: You may receive an instant decision online. If not, BMO will notify you of their decision within several business days.

Frequently Asked Questions (FAQ)

1. What is the annual fee for this card?
   The annual fee is $120 for the primary cardholder. Supplementary cards are $50 each. 
2. Are the airport lounge visits free with the DragonPass membership?
   No, lounge visits themselves still incur a fee of US$32 per person, per visit.
3. How much is an AIR MILES Reward Mile worth?
   The value varies. For Cash Miles, 95 Miles typically equals $10 off at participating partners (about 10.5 cents per Mile). For Dream Miles, the value depends on the specific redemption (flights, merchandise, etc.), but the 25% flight discount can enhance this value.
4. Do my AIR MILES expire?
   No, as long as your AIR MILES Collector Account remains active (i.e., you get or use Miles regularly), your Miles do not expire.

CREDIT CARD

BMO AIR MILES World Elite Mastercard

7,000 welcome bonus up to 5x rewards

APPLY NOW You will be redirected