CIBC Select Visa Card Review

Unlock a world of exclusive rewards and low interest rates with the CIBC Select Visa Card. Elevate your spending experience today!

The CIBC Select Visa Card is designed for Canadians who want to manage their credit more effectively while paying less in interest. Whether you’re looking to transfer balances from other cards, finance a big purchase, or simply have a reliable card for everyday use, the Select Visa offers a low interest rate and useful perks to keep your finances on track.

With a promotional balance transfer rate, no annual fee for the first year, and added protections for purchases, this card blends affordability with flexibility—making it a smart choice for cost-conscious cardholders.

CREDIT CARD

CIBC Select

0% introductory interest rate 1% transfer fee

APPLY NOW You will be redirected

10 Benefits of the CIBC Select Visa Card

1. Low Standard Interest Rate
Enjoy a lower interest rate on purchases and cash advances compared to many standard credit cards.

2. Promotional Balance Transfer Offer
Transfer balances from other credit cards and pay a reduced interest rate for a limited promotional period.

3. No Annual Fee for the First Year
Save money right away with no annual fee in your first year.

4. Purchase Security
Get coverage for eligible items against theft or damage for a set period after purchase.

5. Extended Warranty
Automatically double the manufacturer’s warranty on most eligible purchases.

6. Flexible Payment Options
Choose to pay off your balance in full or make smaller monthly payments.

7. Worldwide Visa Acceptance
Use your card in millions of locations and ATMs worldwide.

8. CIBC Mobile and Online Banking
Track your transactions, manage your account, and make payments easily from anywhere.

9. Optional Additional Cards
Add authorized users to your account to consolidate spending and earn rewards together.

10. Travel Assistance Services
Access emergency medical and legal support when traveling.

Who Can Apply?

You may qualify for the CIBC Select Visa Card if you:

• Are at least 18 or 19 years old (depending on province)
  
• Are a resident of Canada
  
• Have valid government-issued identification
  
• Meet CIBC’s credit approval requirements
  
• Provide proof of income if requested
  

How to Apply

1. Go to www.cibc.com or visit a CIBC branch
   
2. Select CIBC Select Visa Card and click Apply Now
   
3. Complete the application form with your personal and financial information
   
4. Choose whether to transfer balances during the application
   
5. Review the terms and conditions
   
6. Submit your application
   
7. Wait for approval—often provided instantly
   
8. Receive your card in the mail or pick it up at a branch
   

Frequently Asked Questions (FAQ)

1. What is the interest rate?
The CIBC Select Visa offers a lower interest rate than most standard cards; check the latest rate on CIBC’s website.

2. Is the annual fee waived permanently?
No, the first year is free. The regular annual fee applies after that.

3. Can I transfer balances from other cards?
Yes, with a special promotional interest rate for a set time.

4. Does it include purchase protection?
Yes, eligible items are covered against theft or damage, plus extended warranty benefits.

5. Is it accepted outside Canada?
Yes, it’s accepted worldwide wherever Visa is recognized.

6. Can I request additional cards?
Yes, you can add authorized users to your account.

CREDIT CARD

CIBC Select

0% introductory interest rate 1% transfer fee

APPLY NOW You will be redirected