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Desjardins Bonus Visa Review

Maximize your savings with exclusive rewards, cash back, and no annual fees. Apply now!

Desjardins Bonus Visa
Source: Desjardins Bonus Visa

The Desjardins Bonus Visa is an excellent choice for Canadians seeking a simple, fee-free credit card that still offers valuable rewards. Designed for everyday spending, it allows you to earn BONUSDOLLARS on all your purchases, with no need to track rotating categories or special promotions.

Backed by Desjardins, one of Canada’s most trusted financial cooperatives, this card combines convenience, rewards, and added protections—making it a reliable companion for both everyday purchases and occasional travel.

10 Benefits of the Desjardins Bonus Visa

1. No Annual Fee
Enjoy the full range of benefits without paying a yearly fee.

2. Earn BONUSDOLLARS on Every Purchase
Accumulate BONUSDOLLARS with all your spending, no matter the category.

3. Redeem for a Variety of Rewards
Use BONUSDOLLARS for travel, gift cards, merchandise, charitable donations, or to pay down your account balance.

4. Purchase Protection
Coverage against theft or damage for eligible purchases made with your card.

5. Extended Warranty
Automatically doubles the manufacturer’s warranty on most new items.

6. Worldwide Acceptance
Use your card anywhere Visa is accepted—in Canada and abroad.

7. Contactless Payments
Make secure, quick purchases using Visa payWave or digital wallets like Apple Pay and Google Pay.

8. Optional Additional Cards
Add family members as authorized users to consolidate spending.

9. Cash Advances
Access funds from ATMs worldwide where Visa is accepted.

10. 24/7 Fraud Monitoring
Benefit from round-the-clock protection against unauthorized transactions.

Who Can Apply?

You may be eligible for the Desjardins Bonus Visa if you:

  • Are at least 18 or 19 years old (depending on your province)
  • Are a resident of Canada
  • Have valid government-issued identification
  • Meet Desjardins’ creditworthiness requirements
  • Provide proof of income if requested

How to Apply

Desjardins Bonus Visa
Source: Desjardins Bonus Visa
  1. Visit www.desjardins.com or a local Desjardins branch
  2. Locate the Desjardins Bonus Visa product page
  3. Click Apply Now
  4. Complete the application form with your personal and financial details
  5. Review and accept the terms and conditions
  6. Submit your application
  7. Wait for approval (often same-day)
  8. Receive your card by mail

Frequently Asked Questions (FAQ)

1. Does this card have an annual fee?
No, the Desjardins Bonus Visa has no annual fee.

2. How do I earn BONUSDOLLARS?
You earn them on every purchase, with no spending category restrictions.

3. Can I use the card outside Canada?
Yes, it is accepted worldwide wherever Visa is recognized.

4. What can I redeem BONUSDOLLARS for?
They can be redeemed for travel, merchandise, gift cards, donations, or applied to your balance.

5. Is there purchase protection?
Yes, eligible purchases are protected against theft or damage, plus extended warranty coverage.

6. Can I add an additional cardholder?
Yes, you can add authorized users to your account.

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