Desjardins Odyssey Visa Infinite Privilege Review

Step into a realm of unparalleled travel rewards, exquisite privileges, and peace of mind with the Desjardins Odyssey Visa Infinite Privilege card. 

The Desjardins Odyssey Visa Infinite Privilege is more than just a financial tool; it’s a statement of your lifestyle and aspirations. Offering a sophisticated blend of robust reward accumulation through BONIDOLLARS, extensive protection plans, and exclusive Visa Infinite Privilege benefits, this card is engineered to provide exceptional value and convenience. 

Prepare to indulge in a superior card experience where premium benefits and personalized service are paramount, making every transaction and every journey truly remarkable.

CREDIT CARD

Desjardins Odyssey Visa Infinite Privilege

up to 4% BONUSDOLLARS Annual Travel Credit

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Ways to Benefit: A Tapestry of Elite Privileges

The Desjardins Odyssey Visa Infinite Privilege card unfolds a rich array of benefits, each designed to enhance your travel, lifestyle, and financial well-being with a touch of exclusivity and comprehensive care.

1. Accelerated BONIDOLLARS Earning Power: Watch your rewards soar with an impressive accumulation rate! Earn up to 4% in BONIDOLLARS on restaurant and grocery purchases if you are a Desjardins member. You’ll also earn 3% on entertainment, travel and alternative transportation, plus 1.5% on everything else. 
2. Visa Airport Companion Program by DragonPass with 6 Complimentary Lounge Visits: Elevate your pre-flight experience from stressful to serene! As a primary cardholder, you receive 6 complimentary visits per membership year to over 1,300 airport lounges worldwide through the Visa Airport Companion Program, managed by DragonPass. Relax in comfort, enjoy complimentary refreshments and Wi-Fi, and escape the airport crowds. It’s a luxurious perk that transforms your travel days into moments of tranquility.
3. Annual $100 Travel Credit: Enjoy an instant boost to your travel fund! Each year, upon your account anniversary, you are eligible to receive a $100 travel credit that can be applied towards a single travel purchase of $100 or more made with your card, such as flights, hotels, or car rentals. 
4. NEXUS Application Fee Rebate: Breeze through airport security and border crossings! Receive a statement credit for the NEXUS application fee, up to $100 CAD, once every 48 months. NEXUS membership allows for expedited clearance at designated NEXUS lanes in Canada and the U.S., saving you precious time and hassle during your travels.
5. Visa Infinite Privilege Concierge Service: Your personal assistant is available 24/7! The dedicated Visa Infinite Privilege Concierge service is ready to help with travel bookings, restaurant reservations, event ticket purchases, gift arrangements, and much more.
6. Visa Infinite Luxury Hotel Collection: Indulge in exceptional stays at some ofr the world’s finest hotels. The Visa Infinite Luxury Hotel Collection grants you exclusive access to a portfolio of over 900 prestigious properties
7. Visa Infinite Dining Series & Wine Country Program: Delight your palate with exclusive culinary experiences! The Visa Infinite Dining Series offers access to unique dining events at some of Canada’s top-rated restaurants, often featuring special menus and chef interactions. Additionally, the Visa Infinite Wine Country Program provides special perks at participating wineries across Canada, such as complimentary tastings or discounts on purchases, perfect for wine enthusiasts.
8. Odyssey Travel Privileges: Unlock exclusive travel discounts and offers through the Odyssey program. This can include special rates on flights, vacation packages, cruises, and more, helping you get even greater value from your travel budget when booking through designated channels.

Who Can Apply: Meeting the Privilege Criteria

The Desjardins Odyssey Visa Infinite Privilege card is a premium offering with specific eligibility criteria designed for high-income individuals:

• Age of Majority: You must have reached the age of majority in your Canadian province or territory of residence.
• Canadian Resident: You must be a permanent resident of Canada.
• Minimum Annual Income: A minimum gross personal annual income of $200,000 OR a minimum gross household annual income of $200,000 is required. Alternatively, some sources suggest assets under management of at least $250,000 with Desjardins may be considered.
• Excellent Credit Score: A strong credit history and an excellent credit score are essential for approval. Desjardins will conduct a thorough credit assessment.
• Not Undischarged Bankrupt: You must not be an undischarged bankrupt.

Meeting these criteria is necessary for consideration, but final approval is at the sole discretion of Desjardins based on their complete assessment.

How to Apply: Your Journey to Exclusive Benefits

Applying for the Desjardins Odyssey Visa Infinite Privilege card involves a few key steps:

1. Visit the Desjardins Website: Navigate to the official Desjardins credit card section and locate the Desjardins Odyssey Visa Infinite Privilege card page.
2. Review Card Information: Carefully examine all the card’s features, benefits, the BONIDOLLARS program, fee structure (annual fee is typically $295, though rebates may apply for certain Desjardins members), and interest rates to ensure it meets your needs.
3. Start Your Application: Click on the “Apply Now” or similar link to begin the secure online application process.
4. Provide Detailed Information: You will need to provide comprehensive personal, employment, and financial information. 
5. Consent to Credit Check: You must authorize Desjardins to perform a credit check and verify the information provided.
6. Review and Submit: Meticulously review your completed application for accuracy before submission.
7. Await Decision: Desjardins will process your application. Given the premium nature of the card and the income verification involved, the decision process may take several business days. You will be contacted regarding the outcome.
8. Receive and Activate Your Card: If your application is approved, your new card will be mailed to you. Follow the instructions included to activate your card and begin enjoying its extensive privileges.

You may also be able to apply by speaking with a Desjardins advisor at a caisse (branch) or over the phone.

Frequently Asked Questions (FAQ)

Here are some common questions about the Desjardins Odyssey Visa Infinite Privilege card:

1. What is the annual fee for this card?
   The typical annual fee for the primary cardholder is $295. Additional card fees may apply. Desjardins members who meet certain criteria (e.g., hold specific products or a high level of assets with Desjardins) may be eligible for a partial or full rebate on the annual fee.
2. What is the value of a BONIDOLLAR?
   1 BONIDOLLAR is equivalent to $1 Canadian when redeeming for travel, statement credits, and other eligible rewards.
3. What kind of travel medical insurance is included?
   It includes comprehensive emergency medical insurance up to $5,000,000 per person for trips up to 60 consecutive days for insured persons under age 65 (coverage duration varies for older age groups).
   

CREDIT CARD

Desjardins Odyssey Visa Infinite Privilege

up to 4% BONUSDOLLARS Annual Travel Credit

APPLY NOW You will be redirected