Desjardins Odyssey World Elite Mastercard Review

Get ready to elevate your travel experiences and maximize your everyday rewards with the Desjardins Odyssey World Elite Mastercard!

The Desjardins Odyssey World Elite Mastercard is more than just a way to earn rewards; it’s a complete travel companion. With valuable perks like complimentary access to the Desjardins Odyssey Lounge at Montréal-Trudeau airport, extensive insurance that covers longer trips, and a flexible rewards program, this card is designed to enhance every aspect of your journey. It’s time to travel with confidence and get richly rewarded for the spending you do every day.

CREDIT CARD

Desjardins Odyssey World Elite Mastercard

up to 3% BONUSDOLLARS 8 free airport lounge passes

APPLY NOW You will be redirected

Benefits: Your Passport to Premium Perks

1. Accelerated Rewards on Groceries (3%): Your weekly grocery shopping has never been more rewarding! You’ll earn an impressive 3% in BONIDOLLARS on all eligible grocery store purchases, allowing you to rapidly accumulate rewards on one of your biggest household expenses.
2. Excellent Rewards on Lifestyle Spending (2%): Your daily life and nights out are also highly rewarded. Earn 2% in BONIDOLLARS on eligible purchases in three key categories: Restaurants, Entertainment (like movies and shows), and Public Transportation.
3. Solid Base Earn Rate (1.5%): Enjoy a superior earn rate on all your other spending. You’ll receive a solid 1.5% in BONIDOLLARS on all other eligible purchases that don’t fall into the accelerated categories. 
4. Comprehensive Travel Insurance (Up to 60 Days): This is one of the card’s most outstanding features! Travel with unparalleled peace of mind thanks to an extensive insurance package that includes up to $5 million in emergency medical coverage for trips up to 60 consecutive days for travellers aged 59 and under, with generous coverage for older age groups as well.
5. 8 Free Passes to the Desjardins Odyssey Lounge Annually: Elevate your pre-flight experience at Montréal-Trudeau International Airport (YUL). As a primary cardholder, you receive 8 complimentary passes per year to the exclusive Desjardins Odyssey Lounges, where you can relax with snacks, beverages, and Wi-Fi before your international or U.S. flights.
6. Trip Cancellation & Interruption Insurance: Protect your travel investments from the unexpected. You are covered for up to $2,500 per person for trip cancellation before you depart and unlimited coverage for trip interruption after you’ve left, ensuring you’re protected if your plans change.
7. Mastercard Travel Pass Provided by DragonPass: Your lounge access extends globally! You receive a complimentary membership to the Mastercard Airport Experiences provided by DragonPass, giving you access to over 1,300 airport lounges worldwide.
8. World Elite Mastercard Concierge Service: Enjoy personalized assistance 24/7. The dedicated concierge can help with travel bookings, dinner reservations, finding unique gifts, and much more.
9. Flexible BONIDOLLARS Redemption: Your points are as good as cash. Redeem your BONIDOLLARS with incredible flexibility for any type of travel, gift cards, financial products, or apply them as a credit against eligible purchases.

Who Can Apply: Eligibility for World Elite Status

To be eligible for the premium Desjardins Odyssey World Elite Mastercard, applicants must meet higher qualification criteria:

• Age of Majority: You must have reached the age of majority in your province or territory of residence.
• Canadian Resident: You must be a Canadian citizen or permanent resident.
• Minimum Annual Income: You must meet one of the following minimum annual income requirements:
  • A personal gross annual income of $80,000, OR
  • A household gross annual income of $150,000, OR
  • Minimum assets under management of $400,000 with Desjardins.
• Good to Excellent Credit Score: A strong credit history and a good to excellent credit score (typically suggested to be 725 or higher) are essential for approval.

How to Apply: Your Steps to a World of Privileges

Applying for the Desjardins Odyssey World Elite Mastercard is typically done online:

1. Visit the Desjardins Website: Go to the official Desjardins Canada website.
2. Find the Credit Cards Section: Navigate to “Loans and Credit,” then “Credit Cards,” and select the “Odyssey World Elite Mastercard.”
3. Review Card Details: Thoroughly read through the card’s features, rewards structure, comprehensive insurance coverages, the $130 annual fee, and other terms.
4. Click “Apply for this card”: Begin the secure online application form.
5. Provide Your Information: Fill out the application with your personal details and financial information.
6. Consent to a Credit Check: As part of the application, you must agree to allow Desjardins to perform a credit check.
7. Review and Submit: Carefully check all entered information for accuracy before submitting.
8. Await a Decision: You may receive an instant online decision, or Desjardins may require a few business days to review your application.

Frequently Asked Questions (FAQ)

1. What is the annual fee for this card?
   The annual fee is $130. Supplementary cards are $40 for non-members and may be free for Desjardins members.
2. How much are BONIDOLLARS worth?
   1 BONIDOLLAR is worth $1 CAD when redeemed for travel and other eligible options.
3. Does this card charge foreign transaction fees?
   Yes, this card applies a standard foreign transaction fee (around 2.5%). Some Desjardins cards offer no FX fees, but this one typically does not as of this date.
4. How long is the travel medical insurance valid for?
   It provides coverage for up to 60 days per trip for eligible persons aged 59 and under, with shorter durations for older age groups.
   

CREDIT CARD

Desjardins Odyssey World Elite Mastercard

up to 3% BONUSDOLLARS 8 free airport lounge passes

APPLY NOW You will be redirected