The Scotiabank Scene Visa Card

Everyday Spending That Actually Feels Rewarding

Let’s be honest — most credit cards feel like just another piece of plastic in your wallet. You swipe, you pay, and that’s about it. But the Scotiabank Scene Visa Card changes the game by turning your usual spending into real experiences — like a night at the movies, dinner out with friends, or a quick weekend escape. It’s built for people who want to enjoy life and still stay smart about their money.

What makes this card special isn’t just the rewards — it’s how easy it is to earn them. You collect Scene+ points every time you spend, which can be used for everything from entertainment to travel. And since there’s no annual fee, every reward you earn feels like pure gain. For students, newcomers to credit, or anyone who loves a little fun mixed with practicality, this is one of those cards that just fits into your lifestyle without effort.

CREDIT CARD

Scotiabank Scene Visa

2X the Scene+ points Annual fee $0

Access everything you need with a credit card

APPLY NOW You will be redirected

Top Benefits of the Scotiabank Scene Visa Card

No Annual Fee

There’s something satisfying about a rewards card that doesn’t charge you to use it. The Scotiabank Scene Visa Card costs nothing to keep, so every point you earn is pure value — no mental math, no “is this worth the fee?” moment. 

Earn Scene+ Points on Every Purchase

Every dollar you spend earns you something back — literally. You’ll rack up 1 Scene+ point per $1 on everyday buys and 5 points per $1 at Cineplex theatres or online at Cineplex.com. Grab a coffee, pay for groceries, buy gas — it all adds up. Before long, those casual purchases can turn into a free movie night or even a flight discount. 

Redeem Points for Movies and Entertainment

If your idea of fun involves popcorn and a big screen, this card will make you smile. Scene+ points can be used for free movie tickets, upgrades, and even snacks at Cineplex. And if you prefer staying in, Scene+ has partners for streaming too. 

Redeem for Dining and Travel

Here’s where flexibility shines. Scene+ points aren’t trapped in one category. You can redeem them for dining, travel, or even account credits. Maybe it’s a dinner date, maybe it’s a quick flight out of town — your rewards adjust to your life, not the other way around. 

Easy Credit Building for Beginners

Starting from scratch with credit can feel intimidating, but this card takes the pressure off. Scotiabank reports to all major credit bureaus, so each on-time payment builds your score little by little. It’s an easy, low-risk way to start establishing credit history — and since there’s no annual fee, you can focus on learning good habits without worrying about cost. 

Access to Scene+ Dining Rewards

If food is your favorite indulgence, here’s a reason to smile. With Scene+ Dining Rewards, you earn extra points at participating restaurants across Canada. From local hidden gems to well-known chains, your meals come with a side of perks. It’s a simple idea — eat what you love, and get rewarded for it. 

Purchase Protection and Extended Warranty

Even the most careful shoppers appreciate a safety net. With this card, eligible purchases are protected against theft or damage, and the original manufacturer’s warranty is extended automatically. That means if something goes wrong with your new gadget or appliance, you’re covered. 

Who Can Apply

You don’t need to be a financial expert to get approved. To qualify for the Scotiabank Scene Visa Card, you’ll need to:

• Be a Canadian resident with a valid Canadian address.
• Be at least 18 (or the age of majority in your province).
• Have a minimum annual income around $12,000.
• Maintain a fair-to-good credit score (typically 600+).
• Have a clean record — no bankruptcy in the past seven years.
• Provide proof of income and valid identification when you apply.

In other words, it’s accessible. This isn’t one of those premium cards that require sky-high income or years of credit history. It’s built to help everyday people — especially students and first-time users — get a solid start.

How to Apply

Getting this card is refreshingly simple. Here’s how:

1. Head to the Scotiabank website or visit a branch.
2. Click Apply Now on the Scene Visa Card page.
3. Fill out your personal and financial info.
4. Upload income proof or ID if needed.
5. Review the terms, submit, and wait for your decision.
6. If approved, your card usually arrives in just a few days.

Once you activate it, you can start earning Scene+ points immediately — no complicated setup, no waiting period.

Frequently Asked Questions

What is the Scene+ program?

Scene+ is Scotiabank’s all-in-one rewards program. You earn points through everyday spending, then redeem them for things you actually enjoy — movies, restaurants, travel, or even statement credits.

How many points do I earn per purchase?

You’ll earn 1 Scene+ point per $1 on everyday purchases and 5 points per $1 at Cineplex theatres or on Cineplex.com.

Can I redeem my points for cash back?

Absolutely. Scene+ points can be used for account credits, travel bookings, dining, and other rewards — you decide how to use them.

Is there a minimum income requirement?

Yes, but it’s modest. Scotiabank usually asks for at least $12,000 in annual income, which most applicants easily meet.

Does this card charge foreign transaction fees?

Yes, a small 2.5% fee applies on international purchases — pretty standard for no-fee cards.

The Scotiabank Scene Visa Card isn’t trying to be elite or exclusive — and that’s what makes it so good. It’s built for real people with real spending habits. Whether you’re ordering takeout, catching a movie, or booking a quick flight, you’re earning points toward experiences that matter.

CREDIT CARD

Scotiabank Scene Visa

2X the Scene+ points Annual fee $0

Access everything you need with a credit card

APPLY NOW You will be redirected