RBC Avion Visa Infinite Business Card Review

Elevate your business operations and turn everyday expenses into exceptional rewards with the RBC Avion Visa Infinite Business card.

With the RBC Avion Visa Infinite Business card, you gain access to a suite of privileges that streamline your operations and add a touch of luxury to your demanding schedule. 

Consolidate your business spending, track expenses with clarity, and reward yourself, your partners, or your employees with flights on any airline, anytime. It’s time to equip your business with a credit card that truly understands its needs and helps you soar to new heights.

CREDIT CARD

RBC Avion Visa Infinite Business

Program Rewards 35,000 welcome bonus

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Ways to Benefit: A First-Class Toolkit for Your Business

The RBC Avion Visa Infinite Business card is loaded with features designed to provide superior value, operational efficiency, and peace of mind for business owners.

1. Accelerated Points Earning: Power your rewards strategy by earning a solid 1.25 Avion points for every $1 CAD spent on all your business purchases. This simple, flat-rate structure means you don’t have to worry about changing categories; every dollar you invest in your business, from office supplies to client dinners, earns you valuable points faster.
2. Generous Welcome Bonus: Kickstart your rewards balance with a substantial welcome offer! New cardholders are often greeted with a generous bonus, such as 35,000 Avion points upon approval, which is often enough for a round-trip flight within Canada or to the U.S., providing immediate and tangible value for your business.
3. Ultimate Redemption Flexibility: This is the hallmark of the Avion program. Redeem your points for flights on any airline, at any time, with no blackout periods or seat restrictions. This unparalleled freedom allows you to book the travel that best suits your business schedule, not the other way around.
4. Visa Infinite Business Concierge: Leverage a 24/7 personal assistant for your business. The dedicated concierge service can handle a wide range of tasks, from making restaurant reservations and booking event tickets to organizing complex travel itineraries, freeing up your valuable time to focus on your business.
5. Powerful Expense Management Tools: Gain valuable insights into your company’s spending. With complimentary access to Visa Spend Clarity for Business, you can easily track expenses, create customized reports, and manage cash flow more efficiently, simplifying your accounting and tax preparation.
6. Add Employee Cards and Pool Points: Streamline expenses by providing supplementary cards to key employees for an additional fee. All points earned on these cards automatically accumulate in the primary business account, consolidating your rewards and maximizing your earning potential from all company spending.
7. Link and Save at Petro-Canada™: Get immediate savings at the pump. Link your RBC Avion Visa Infinite Business card to a Petro-Points card to instantly save 3¢ per litre on fuel and earn 20% more Avion points on your purchases at Petro-Canada locations.
8. Visa Infinite Luxury Hotel Collection: Experience VIP treatment when you travel. Gain access to a curated portfolio of over 900 luxury hotels worldwide, with exclusive benefits such as automatic room upgrades (when available), complimentary breakfast, late check-out, and a US$25 food or beverage credit.
9. Global Airport Lounge Access: Enhance your travel days with access to over 1,300 airport lounges and airport dining offers worldwide through the Visa Airport Companion Program. While per-visit fees apply, membership provides a sanctuary from crowded terminals.

Who Can Apply: Eligibility for Your Business

While RBC does not state a specific minimum personal income requirement for the RBC Avion Visa Infinite Business card, eligibility is based on a holistic review of both you and your business. The general criteria are:

• Business Ownership: You must be the owner of a Canadian-based business.
• Age of Majority: You must have reached the age of majority in your province or territory.
• Canadian Resident: You must be a permanent resident of Canada.
• Good Personal and Business Credit: RBC will assess your personal credit score and the creditworthiness of your business. A good to excellent personal credit score is crucial for approval.
• Business Documentation: Be prepared to provide information about your business, such as its legal name, nature of the business, years in operation, and annual revenue.

How to Apply: Steps to Secure Your Business Card

Applying for the RBC Avion Visa Infinite Business card can be done online, by phone, or in person at an RBC branch.

1. Prepare Your Information: Gather your personal information (address, SIN, date of birth) and key business details (business name, address, phone number, annual revenue, industry type).
2. Visit the RBC Website: Navigate to the business credit cards section on the RBC Royal Bank website and select the Avion Visa Infinite Business card.
3. Start the Application: Review the card’s features and click “Apply Now.”
4. Complete the Secure Application Form: Fill out the form with your personal and business information as required. You will be asked for details about your role in the business.
5. Consent to a Credit Check: You must provide your consent for RBC to perform a credit check on you and your business.
6. Review and Submit: Carefully review all the information for accuracy before submitting your application.
7. Await a Decision: You may receive an immediate online decision, or an RBC business advisor may contact you for further information or to finalize the application. The process for business cards can sometimes be more detailed than for personal cards.

Frequently Asked Questions (FAQ)

1. What is the annual fee for this card?
   The annual fee is $175 for the primary cardholder. Welcome offers frequently waive this fee for the first year.
2. Is there a fee for supplementary employee cards?
   Yes, each additional card has an annual fee of $75.
3. What is the points earn rate?
   You earn 1.25 Avion points per $1 spent on up to $75,000 in purchases annually, and 1 point per $1 thereafter.
4. Can I really book on any airline?
   Yes, when using the Avion Rewards booking tool or calling the Avion Rewards Centre, you can book flights on any airline with no blackout periods.

CREDIT CARD

RBC Avion Visa Infinite Business

Program Rewards 35,000 welcome bonus

APPLY NOW You will be redirected