RBC ION+ Visa Review

Get ready to turn your daily spending into exciting rewards with the RBC ION+ Visa Credit Card!

The RBC ION+ Visa makes earning points effortless and rewarding, putting you in the fast lane to redeeming for gift cards, merchandise, travel, and more. Coupled with valuable partner perks that save you money at the pump and at the pharmacy, plus insurance coverage that protects your new mobile device, this card is a true powerhouse. 

It’s time to embrace a credit card that keeps up with your dynamic life and rewards you generously along the way!

CREDIT CARD

RBC ION+ Visa

Avion Rewards 5x more Be Well points

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Ways to Benefit: Your Everyday Advantage

The RBC ION+ Visa Credit Card is packed with features designed to provide exceptional value, convenience, and security for your life in Barrie and beyond.

1. Accelerated 3X Points on Everyday Essentials: This is the core strength of the card! You’ll earn a fantastic 3 Avion Premium points for every $1 spent on a wide range of essential and lifestyle purchases.
2. Boosted 3X Points on Digital Life: Your digital spending has never been more valuable! Earn 3 Avion Premium points for every $1 spent on eligible streaming services (like Netflix and Disney+), digital gaming, and digital subscriptions. It’s a perfect match for today’s connected lifestyle.
3. A Solid 1X Point on All Other Purchases: For every other eligible purchase that doesn’t fall into the 3X accelerator categories, you’ll still earn a reliable 1 Avion Premium point for every $1 spent.
4. Generous Welcome Offer: Kickstart your rewards balance right away! New cardholders can receive a fantastic welcome bonus of up to 7,000 Avion Premium points upon approval, giving you a significant head start on your redemption goals.
5. Instant Fuel Savings at Petro-Canada: Save money every time you fill up your tank in Barrie. Link your RBC ION+ Visa card to a Petro-Points card to instantly save 3¢ per litre on fuel at any Petro-Canada location.
6. Bonus Points at Petro-Canada: On top of the instant fuel savings, you’ll also earn 20% more Avion Premium points on your purchases at Petro-Canada when you use your linked card.
7. Bonus Be Well points at Rexall: Get more value from your pharmacy shopping. Link your card with your Be Well account and earn 50 Be Well points for every $1 spent on eligible products at Rexall locations.
8. Complimentary DashPass Subscription: Enjoy the convenience of food delivery for less! Cardholders receive a complimentary 3-month DashPass subscription from DoorDash, giving you unlimited deliveries with $0 delivery fees on eligible orders.
9. Flexible Avion Rewards Redemption: Your Avion Premium points are incredibly versatile. Redeem them for gift cards, merchandise from top brands like Apple and Best Buy, pay down your credit card balance, contribute to RBC investment products, or book travel.
10. No Expiry on Points: Your Avion Premium points will not expire as long as your account remains open and in good standing, giving you the freedom to save up for a larger reward without any pressure.

Who Can Apply: Eligibility Criteria

The eligibility requirements for the RBC ION+ Visa Credit Card are designed to be accessible to a wide range of residents in Barrie and across Canada.

• Age of Majority: You must have reached the age of majority in Ontario, which is 18 years old.
• Canadian Resident: You must be a permanent resident of Canada.
• No Minimum Income Requirement: This card does not have a specific minimum annual income requirement, making it an excellent choice for students, young professionals, or anyone looking for a powerful rewards card without high income barriers.
• Credit Score: While no minimum score is officially published, a fair to good credit score (generally recommended to be 660 or higher) is advisable for a strong chance of approval. A credit check will be performed as part of the application process.

How to Apply: Your Steps to Start Earning

Applying for the RBC ION+ Visa Credit Card is a simple process that can be completed online in minutes.

1. Visit the RBC Website: Go to the official RBC Royal Bank website.
2. Navigate to Credit Cards: Find the “Credit Cards” section and locate the “RBC ION+ Visa.”
3. Review the Offer: Read through the card’s features, the current welcome bonus, earn rates, and the terms and conditions.
4. Click “Apply Now”: Start the secure online application form.
5. Provide Your Information: You will be asked to fill out the application with your personal details, including your full name, date of birth, address, Social Insurance Number (SIN), and contact information, as well as details about your employment and income.
6. Consent to a Credit Check: As part of the application, you must agree to allow RBC to perform a credit check.
7. Review and Submit: Carefully double-check all your information for accuracy before submitting.
8. Receive a Decision: You will often receive a decision within 60 seconds. If not, RBC will notify you of the outcome within a few business days.

You can also apply by phone or by visiting an RBC branch in Barrie to speak with an advisor.

Frequently Asked Questions (FAQ)

1. What is the monthly fee for this card?
   The fee is $4 per month, which totals $48 annually. This fee can be rebated for eligible RBC student banking clients.
2. What is the welcome bonus?
   The offer is typically up to 14,000 bonus Avion Premium points upon approval.
3. What are the 3X points categories?
   You earn 3 points per dollar on groceries, dining, food delivery, gas, EV charging, rideshares, daily transit, streaming, digital gaming, and digital subscriptions.
4. How much are my points worth for travel?
   The most valuable way to redeem for travel is by converting your points to WestJet dollars at a 1:1 ratio (100 points = 1 WestJet dollar). For other travel booked through Avion Rewards, the rate is 172 points per $1.
   

CREDIT CARD

RBC ION+ Visa

Avion Rewards 5x more Be Well points

APPLY NOW You will be redirected