Scotiabank Scene+ Visa Card Review

Get ready to turn your everyday spending into exciting rewards like free movies, travel, shopping, and more with the Scotiabank Scene+ Visa Card! 

The Scotiabank Scene+ Visa Card is designed for savvy Canadians who appreciate value and simplicity. With a generous welcome bonus to get you started and accelerated points-earning at places you already shop, this card makes accumulating rewards effortless. 

It’s more than just a credit card; it’s your all-access pass to a world of entertainment, dining, and travel, making your financial life both smart and enjoyable.

CREDIT CARD

Scotiabank Scene Visa

2X the Scene+ points Annual fee $0

Access everything you need with a credit card

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Benefits: Your No-Fee Path to Fun & Rewards

1. $0 Annual Fee: This is the ultimate perk! You can enjoy all the benefits of earning Scene+ points and the security of a Visa card without paying any annual fee, year after year. Every point you earn is pure value added back to your pocket.
2. Accelerated Earning at Empire Grocery Stores (2X): Your grocery runs are now a rewards-booster! You’ll earn an impressive 2 Scene+ points for every $1 spent at Sobeys, Safeway, IGA, Foodland, FreshCo, and other eligible Empire banner grocery stores across Canada.
3. Boosted Earnings at Cineplex (2X): Calling all movie lovers! This card offers 2 Scene+ points for every $1 spent on purchases made at Cineplex theatres and the Cineplex Store. This makes your movie nights, including tickets and snacks, more rewarding than ever.
4. Excellent Rewards at Home Hardware (2X): Your home improvement projects also help you earn! You will receive 2 Scene+ points for every $1 spent at eligible Home Hardware locations, helping you build rewards while you build your home.
5. Generous Welcome Offer: Start your Scene+ collection with a great head start! New cardholders can often earn up to 5,000 bonus Scene+ points within the first few months (e.g., 2,500 points after spending $250, and another 2,500 after spending a total of $1,000 in the first 3 months). That’s enough for multiple movie tickets or up to $50 in other rewards!
6. Flexible Scene+ Rewards Program: Your Scene+ points are incredibly versatile! Redeem them for travel through Scene+ Travel (Powered by Expedia), movies at Cineplex, dining at partner restaurants like Swiss Chalet and Harvey’s, statement credits, gift cards, or merchandise from Apple and Best Buy.
7. Solid Base Earn Rate (1X): For all other eligible purchases that don’t fall into the 2X accelerated categories, you’ll still earn a reliable 1 Scene+ point for every $1 spent. This ensures every purchase contributes to your rewards balance.
8. No Cost for Supplementary Cards: Share the benefits and accumulate points faster by adding supplementary cards for family members to your account at no additional annual fee.
9. Perfect for Students and Newcomers: With a reasonable minimum income requirement ($12,000) and a focus on simple, tangible rewards, this card is an excellent choice for students or newcomers to Canada looking to build their credit history responsibly.

Who Can Apply: Eligibility Criteria

The eligibility requirements for the Scotiabank Scene+ Visa Card are designed to be accessible:

• Age of Majority: You must have reached the age of majority in your province or territory of residence.
• Canadian Resident: You must be a Canadian citizen or permanent resident.
• Minimum Annual Income: A minimum gross personal annual income of $12,000 is required.
• Good Credit Score: While not officially stated, a good credit score (typically 660 or higher) is generally recommended for approval.
• New Cardholder for Welcome Bonus: Welcome bonus offers are typically available only to new Scotiabank Scene+ Visa Card account holders.

How to Apply: Your Steps to Scene+ Rewards

Applying for the Scotiabank Scene+ Visa Card is a straightforward online process:

1. Visit the Scotiabank Website: Go to the official Scotiabank Canada website.
2. Find the Credit Cards Section: Navigate to “Credit Cards,” then look for the Scene+ or No Annual Fee sections to find the “Scotiabank Scene+ Visa Card.”
3. Review Card Details: Thoroughly read the card’s features, current welcome offer, Scene+ earn rates, and other terms.
4. Click “Apply Now”: Start the secure online application.
5. Provide Your Information: Fill out the application form with your personal details (name, date of birth, address, SIN, contact info) and financial information (employment, income).
6. Consent to a Credit Check: You must agree to allow Scotiabank to perform a credit check.
7. Review and Submit: Carefully check all entered information for accuracy before submitting.
8. Await a Decision: You may receive an instant online decision, or it could take a few business days. Scotiabank will notify you.

Frequently Asked Questions (FAQ)

1. Is there a cap on the points I can earn?
   No, there are generally no annual caps on the points you can earn with the standard earn rates on this card.
2. Can I use this card to get free movies?
   Yes! You can redeem your Scene+ points for movie tickets at any Cineplex theatre. A general admission ticket typically costs 1,250 points.
3. Does this card have any travel insurance?
   No, the no-fee Scotiabank Scene+ Visa Card does not typically include travel insurance. It focuses on purchase protections.
4. Is it better to redeem points for travel or for a direct statement credit (“Points for Credit”)?
   You generally get better value by redeeming for travel, groceries, movies, or dining at partners (1 cent per point). Redeeming for a direct statement credit often yields a lower value (around 0.67-0.69 cents per point).
   

CREDIT CARD

Scotiabank Scene Visa

2X the Scene+ points Annual fee $0

Access everything you need with a credit card

APPLY NOW You will be redirected