KOHO Everything Mastercard Review

More than a mere card made of plastic, this is a transformative tool designed to revolutionize your approach to managing money.

Source: KOHO Everything Mastercard

Elevate your financial strategy with the KOHO Everything Mastercard, KOHO’s premier prepaid card offering! For just $19 monthly, this card is your gateway to exceptional perks designed to maximize your financial benefits. Enjoy earning cashback on all purchases, turning everyday spending into a rewarding adventure. What sets this card apart is its competitive savings account interest rates in Canada, ensuring your money not only earns more but also grows faster, bolstering your financial stability.

Manage your finances seamlessly with the intuitive app, where tracking spending, setting savings goals, and budget management are all at your fingertips. The KOHO Everything Mastercard isn’t just about spending—it’s about smart financial decisions. Whether you’re saving, spending wisely, or building credit, this card is your key to a brighter financial future. Embrace KOHO’s best and level up your financial game today!

Earning rewards

Earning rewards with the KOHO Everything Mastercard is straightforward and rewarding! Dive into a realm of cashback perks perfectly tailored to your lifestyle. Enjoy a generous 2% cash back on groceries, restaurants, and transportation, turning every meal, grocery trip, and commute into an effortless opportunity to earn rewards.

But that’s not all—earn an additional 0.5% cash back on all other purchases, ensuring you’re rewarded with every swipe, whether you’re splurging on a shopping spree or stocking up on household necessities.

Redeeming Rewards

Redeeming your well-deserved rewards with the KOHO Everything Mastercard is a breeze. Your cash back rewards are automatically deposited into your prepaid balance shortly after you make a purchase.

There’s no waiting period, no complications—just instant satisfaction as your rewards stack up. Whether you’re planning a special splurge or aiming to extend your budget, your cashback rewards are always on standby, ready for whenever you need them. 

With the KOHO Everything Mastercard, earning and redeeming rewards has never been more satisfying!

KOHO Everything Mastercard Benefits

  • Budgeting Tools: Take charge of your money effortlessly as you track and manage your spending with precision and ease. Whether you’re a meticulous planner or new to budgeting, these tools empower you to set goals, monitor expenses, and achieve financial milestones seamlessly.
  • Bonus Cashback Offers: Supercharge your savings with exclusive bonus cashback offers from our trusted partner merchants. Every purchase becomes an opportunity to earn more rewards and amplify your cashback earnings. 
  • Instant Card Locking: Experience unmatched security and peace of mind with the KOHO Everything Mastercard’s instant card locking and unlocking features. Safeguard your finances effortlessly by locking your card instantly through the KOHO app whenever needed. 
  • Sleek Design: Make a bold statement with the KOHO Everything Mastercard’s sleek and modern design. Designed to complement your sophisticated lifestyle, this card not only stands out for its aesthetics but also reflects your commitment to style and functionality. 
  • Seamless User Experience: Enjoy real-time transaction updates and personalized insights that empower you to make informed financial decisions with ease. Embrace a banking experience that’s as smooth as it is rewarding, tailored to enhance your everyday financial management.
  • International Transactions: Explore the world with confidence using the KOHO Everything Mastercard, your perfect travel companion. With worldwide acceptance and seamless spending capabilities, your adventures abroad are more rewarding and financially empowering than ever before.
  • Financial Empowerment: Whether you’re saving for a rainy day or maximizing your daily spending, this card is your trusted ally in achieving your financial goals with ease. Take control of your finances and embrace a future filled with possibilities, supported by features that foster smart financial habits and reward your financial diligence.
  • 24/7 Customer Support: Enjoy peace of mind knowing that our dedicated customer support team is available round-the-clock to assist you. Whether you have questions about your account, need help with a transaction, or seek guidance on using your card’s features, help is just a call or click away.
  • No Credit Checks Required: Experience the freedom of financial accessibility with the KOHO prepaid card, where credit checks are a thing of the past. Enjoy the benefits of financial flexibility and convenience, making it easier than ever to embark on your journey towards financial freedom with KOHO.
  • No Foreign Exchange Fees: Keep more money in your pocket while exploring new destinations and experiencing diverse cultures around the globe. Enjoy seamless spending wherever your travels take you, knowing that your KOHO Everything Mastercard prioritizes financial freedom and convenience without compromise.

Who Can Apply?

The KOHO Everything Mastercard is available to Canadian residents who meet the following criteria:

  1. Must be at least 18 years old.
  2. Must have a valid Canadian address.
  3. Must have a Canadian credit file.
  4. Must have a valid Social Insurance Number (SIN).
  5. Must pass identity verification and credit checks.

How to apply?

KOHO Everything Mastercard
Source: KOHO Everything Mastercard
  1. Go to the KOHO website
  2. Look for the KOHO Everything Mastercard application page.
  3. Sign up for a KOHO account.
  4. Fill out the application form.
  5. Follow the prompts to verify your identity.
  6. Once approved, your KOHO Everything Mastercard will be mailed to you.

Frequently Asked Questions

How long does it take to receive my card after approval?

Once approved, you should receive your card within 7-10 business days.

Can I use the KOHO Everything Mastercard internationally?

Yes, you can use your KOHO card for international transactions. However, please note that foreign transaction fees may apply.

Can I set up automatic payments with my KOHO Everything Mastercard?

Yes, you can set up automatic payments for your KOHO card through the app, ensuring you never miss a payment.

What happens if my card is lost or stolen?

If your card is lost or stolen, you can instantly lock it through the KOHO app to prevent unauthorized use. You can then order a replacement card.

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