RBC Cash Back Mastercard Review

With its impressive cash back rates and user-friendly features, this card is a game-changer for anyone looking to maximize their financial rewards.

Get ready to supercharge your spending with the RBC Cash Back Mastercard! This card is designed to make your everyday purchases more rewarding, offering unbeatable cash back on every dollar you spend. Whether you’re grabbing groceries, dining out, or filling up your tank, the RBC Cash Back Mastercard ensures that your spending is always working for you. 

Imagine a card that not only helps you manage your expenses but also puts money back in your pocket with every purchase. The RBC Cash Back Mastercard is here to transform the way you spend by offering generous cash back rewards and a suite of benefits that make it easier to enjoy your financial gains. Embrace a new level of spending power and financial freedom with a card that truly rewards you for your everyday activities.

CREDIT CARD

RBC Cash Back Mastercard

No annual fee Unlimited cashback

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RBC Cash Back Mastercard Benefits

• Cash Back on Every Purchase: The RBC Cash Back Mastercard offers exceptional cash back on all your purchases. Enjoy the thrill of earning cash back every time you use your card, whether for daily expenses or special purchases. It’s a simple way to get rewarded for what you already buy!
• Supercharged Grocery Rewards: Elevate your grocery shopping with the RBC Cash Back Mastercard’s unbeatable cash back rate of up to 2% on all grocery spending. With an extensive list of qualifying retailers like Atlantic Wholesalers, Foodland, Fortino’s, IGA, Loblaw’s, No Frills, Sobeys, Superstore, and more, you can earn top-tier rewards while shopping at your favorite stores.
• Fuel Savings: Fuel up and save big with the RBC Cash Back Mastercard! Enjoy a discount of 3₵ per litre at Petro-Canada stations. Plus, by linking your RBC credit card to your Petro-Points account, you’ll earn 20% more Petro-Points on every fill-up. It’s a fantastic way to maximize your savings at the pump!
• No Annual Fee: Enjoy all the benefits of the RBC Cash Back Mastercard without the worry of an annual fee. This feature makes it an excellent choice for those looking to maximize their rewards without additional costs.
• Flexible Redemption: Redeem your cash back rewards in a way that suits you best. Whether you want a statement credit, a deposit into your RBC account, or to use the cash back for other financial needs, the flexibility ensures you get the most out of your rewards.
• Purchase Protection: Shop with confidence knowing your purchases are protected. The RBC Cash Back Mastercard includes purchase protection that covers your items against damage or theft, ensuring your investments are safe.
• Extended Warranty: Extend the warranty on eligible purchases with your RBC Cash Back Mastercard. This benefit gives you extra peace of mind by extending the manufacturer’s warranty on many of your purchases.
• Travel Benefits: While the RBC Cash Back Mastercard primarily focuses on cash back, it still offers essential travel benefits such as rental car insurance and travel accident insurance, making it a reliable companion for your trips.
• Access to RBC Offers: Enjoy exclusive access to special offers and discounts available through RBC’s network of partners. From shopping to dining, these offers add extra value to your card experience.
• Additional Security Features: Benefit from advanced security features like fraud protection and purchase security, helping to safeguard your financial transactions and personal information.

Who Can Apply

The RBC Cash Back Mastercard is available to individuals who meet specific criteria. Applicants should have a good credit history, a stable income, and be at least 18 years old. Additionally, Canadian residency is typically required. For detailed eligibility requirements, it’s best to check directly with RBC or visit their official website.

How to Apply

1. Visit RBC’s Website: Go to the RBC official website or visit a local RBC branch.
2. Check Eligibility: Review the eligibility requirements to ensure you meet the criteria.
3. Fill Out the Application: Complete the online application form with your personal and financial information.
4. Submit Documentation: Provide any required documentation, such as proof of income and identification.
5. Wait for Approval: RBC will review your application and notify you of the approval status.

Frequently Asked Questions

1. How can I access special offers with this card?
   • Cardholders can access exclusive offers and discounts through RBC’s network of partners. Check the RBC website or app for current deals.
2. What should I do if my card is lost or stolen?
   • Report a lost or stolen card immediately to RBC’s customer service to block the card and issue a replacement.
3. Can I add authorized users to my account?
   • Yes, you can add authorized users. Additional terms and conditions may apply, so consult RBC for details.
4. How do I check my cash back balance?
   • Log in to your RBC account online or use the RBC mobile app to view your cash back balance.
5. What is the interest rate on the RBC Cash Back Mastercard?
   • The interest rate varies based on your creditworthiness. Refer to your cardholder agreement or contact RBC for the specific rate.

CREDIT CARD

RBC Cash Back Mastercard

No annual fee Unlimited cashback

APPLY NOW You will be redirected