Royal Canadian Legion MBNA Rewards Mastercard Review

Unlock exclusive perks and rewards while supporting a noble cause. Apply now and maximize your benefits!

The Royal Canadian Legion MBNA Rewards Mastercard is more than just a credit card; it’s a gateway to exclusive rewards and a meaningful way to give back. With its unique features and benefits, this card stands out in a crowded market, making it a smart choice for those who value both rewards and responsibility.

This card is designed with the user in mind, offering competitive benefits that cater to a wide range of needs. Whether you’re looking to earn points or support a cause close to your heart, this card offers a perfect blend of both, making it a compelling option for discerning consumers.

CREDIT CARD

Royal Canadian Legion MBNA Rewards

Annual Fee $0 MBNA Rewards Points

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•  Rewarding Every Purchase: Every dollar you spend with this card earns you reward points. These points accumulate quickly, allowing you to redeem them for travel, merchandise, or even cash back. Unlike other cards, there’s no cap on how many points you can earn.

•  Supporting a Cause: This card is unique in that a portion of your spending goes to support the Royal Canadian Legion, a noble cause that aids veterans and their families. This means that every time you use your card.

•  No Annual Fee: The Royal Canadian Legion MBNA Rewards Mastercard offers the incredible perk of no annual fee. This makes it accessible to a wider audience, ensuring that you can enjoy the benefits without the burden of extra costs. 

•  Flexible Redemption Options: The rewards program offers a variety of redemption options, from travel and merchandise to cash back. This flexibility means that your rewards can work for you, no matter what your priorities are. 

•  Competitive Interest Rates: With its competitive interest rates, this card is designed to be user-friendly, even for those who carry a balance. The low rates mean you can manage your finances more effectively.

•  Exclusive Member Perks: Cardholders are often treated to exclusive offers and promotions, giving them access to special deals that aren’t available to the general public. This can range from discounted travel packages to special shopping deals.

•  EasytoUse Online Portal: Managing your account is simple with the EztoUse online portal. You can track your spending, redeem rewards, and make payments all from one convenient place, giving you full control over your finances at your fingertips.

•  Robust Fraud Protection: The card offers robust fraud protection features, ensuring that your information stays safe. With advanced security measures in place, you can shop with confidence, knowing that your card is protected against unauthorized use.

•  Customer Service Excellence: The card is backed by a strong customer service team that is ready to assist with any questions or issues. Whether you need help understanding your statement or assistance with a disputed charge, the support team is there to provide top notch service.

Qualification Requirements

•  Canadian Residency: Applicants must be residents of Canada to be eligible for The Royal Canadian Legion MBNA Rewards Mastercard. This ensures that the benefits are aligned with Canadian financial regulations and consumer protection laws.

•  Age Requirement: Applicants must be at least 18 years old, the age of majority in most Canadian provinces. This is a standard requirement for credit cards and ensures that the applicant is legally capable of entering into a credit agreement.

•  Good Credit Standing: A good credit history is essential for approval. This typically means having a credit score of at least 650, although other factors may be considered. A strong credit score indicates that you are likely to manage your credit responsibly.

•  Stable Income: Applicants should have a stable income source. This could be from employment, self employment, or other verifiable means. A steady income helps demonstrate your ability to repay any credit extended to you.

•  No Recent Bankruptcies: Those with a recent bankruptcy on their credit report may not qualify for this card. This ensures that the applicant is in a stable financial position to manage new credit responsibly.

•  Permanent Address: A permanent Canadian address is required. This not only confirms your residency but also helps the card issuer verify your identity and maintain contact with you.

How to Apply for The Royal Canadian Legion MBNA Rewards Mastercard

•  Online Application: The easiest way to apply is through the online application form on the MBNA website. The process is straightforward, and you’ll receive a response within minutes.

•  InPerson Application: You can also apply in person at a local branch. This option is ideal if you prefer face to face interaction and want to ask questions before submitting your application.

•  Provide Necessary Documentation: Be prepared to provide necessary documentation such as proof of income, identification, and residency. These documents are required to verify your eligibility and speed up the approval process.

•  Credit Check: The application process includes a credit check. This is a standard procedure that helps the issuer assess your creditworthiness based on your credit history and score.

•  Approval Process: Once you’ve submitted your application and it has been reviewed, you’ll receive an approval decision. If approved, your card will be mailed to you within a few business days.

•  Activate Your Card: Upon receiving your card, you’ll need to activate it either online or over the phone. Once activated, you can start using it immediately to earn rewards and enjoy its benefits.

Frequently Asked Questions

What are the main benefits of the card?

 The card offers a robust rewards program, no annual fee, and supports a charitable cause.

Is there a minimum income requirement?

While specific income requirements aren’t disclosed, a stable income is necessary for approval.

Can I apply for the card if I have a low credit score?

A good credit score is recommended for approval, but other factors like income and debt levels are also considered.

How can I redeem my reward points?

Reward points can be redeemed through the MBNA online portal for travel, merchandise, or cash back.

CREDIT CARD

Royal Canadian Legion MBNA Rewards

Annual Fee $0 MBNA Rewards Points

APPLY NOW You will be redirected