Scotia Momentum Visa Infinite Review

Unlock unmatched rewards and cash back with Scotia Momentum Visa Infinite—designed to maximize your savings!

The Scotia Momentum Visa Infinite is more than just a credit card; it’s a gateway to financial empowerment. With every purchase, you’re not only spending wisely but also setting the stage for long-term benefits. This card seamlessly blends convenience with value, making it an essential tool for those who want to get more out of their everyday expenses.

As you explore what this card offers, you’ll find that it’s tailored for those who seek both luxury and practicality. The features are designed to cater to a lifestyle that demands the best, all while ensuring you stay ahead in your financial journey.

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Scotia Momentum Visa Infinite

Earn 10% cash back Visa Infinite benefits

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Momentum that moves with you

• Unparalleled Cash Back: Enjoy substantial cash-back rates on everyday purchases. With the Scotia Momentum Visa Infinite, your daily expenses, such as groceries and gas, translate into real rewards. This card ensures that even the most mundane purchases contribute to your financial goals.

• Comprehensive Travel Insurance: Travel with peace of mind knowing you’re covered. The card includes extensive travel insurance, from trip cancellations to emergency medical coverage. This means that whether you’re traveling for business or leisure, you’re well-protected against the unexpected.

• No-Fee Access to Exclusive Events: Gain entry to exclusive events and experiences without the burden of extra fees. The Scotia Momentum Visa Infinite offers access to premier events, allowing you to indulge in unique experiences that elevate your lifestyle.

• Purchase Protection and Extended Warranty: Shop with confidence, knowing your purchases are protected. This card includes purchase protection against theft or damage and an extended warranty on your eligible items, ensuring that your investments last longer.

• Enhanced Security Features: Benefit from advanced security features that safeguard your transactions. From fraud alerts to zero liability protection, the Scotia Momentum Visa Infinite ensures that your financial information remains secure.

• Competitive Interest Rates: The card offers competitive interest rates, helping you manage your finances effectively. Whether you’re carrying a balance or paying off your purchases each month, you’ll benefit from rates that keep your financial health in check.

• Generous Welcome Bonus: Start your journey with the Scotia Momentum Visa Infinite on the right foot with a generous welcome bonus. This initial boost allows you to immediately take advantage of the card’s benefits, setting the stage for long-term rewards.

• Flexible Redemption Options: Redeem your rewards in a way that suits your lifestyle. Whether you prefer cash back, travel rewards, or gift cards, the Scotia Momentum Visa Infinite offers flexible redemption options to match your preferences.

• Comprehensive Customer Support: Enjoy access to 24/7 customer support, ensuring help is always available when you need it. Whether you have questions about your account or need assistance during an emergency, the Scotia Momentum Visa Infinite team is there for you.

Qualification Requirements

1. Income Threshold: Applicants must meet a minimum income requirement, typically around $60,000 annually. This ensures that cardholders can comfortably manage the card’s features and benefits.

2. Credit Score Requirement: A good to excellent credit score is required to qualify. This helps the issuer assess your creditworthiness and ability to handle credit responsibly.

3. Canadian Residency: You must be a resident of Canada to apply. This ensures that the card is used within the intended market and adheres to local regulations.

4. Age Requirement: Applicants must be at least 18 years old, aligning with the legal age to hold a credit card in most Canadian provinces.

5. Existing Banking Relationship: Having an existing relationship with Scotiabank can improve your chances of approval. This indicates a history of financial responsibility with the institution.

6. No Recent Bankruptcies: Applicants should not have any recent bankruptcies. This criterion is essential for assessing financial stability and reliability.

How to Apply for The Scotia Momentum Visa Infinite

1. Online Application  

   Visit the Scotiabank website and complete the online application form. You’ll need to provide personal and financial details, including your income and employment information.

2. In-Branch Application  

   Prefer a face-to-face experience? Visit any Scotiabank branch to apply in person. A banking advisor will assist you with the process, ensuring you understand all aspects of the card.

3. Phone Application  

   Call Scotiabank’s customer service to apply over the phone. This method is convenient if you prefer to speak directly with a representative while applying.

4. Provide Necessary Documentation  

   Be prepared to submit documentation such as proof of income and identification. These documents help verify your eligibility and speed up the approval process.

5. Await Approval  

   After submitting your application, wait for approval. This typically takes a few business days, during which your financial information is reviewed.

6. Receive and Activate Your Card  

   Once approved, you’ll receive your card in the mail. Follow the instructions provided to activate it and start enjoying your benefits.

Frequently Asked Questions

What is the annual fee for the Scotia Momentum Visa Infinite?  

The annual fee for the Scotia Momentum Visa Infinite is typically around $120.

Can I add an authorized user to my account?  

Yes, you can add authorized users for a nominal fee, allowing them to enjoy the card’s benefits.

Is there a limit on cash-back rewards?  

While there are categories with higher cash-back rates, there may be a cap on the total rewards earned annually.

How does the travel insurance work?  

The card offers comprehensive travel insurance, including coverage for trip cancellations, lost baggage, and emergency medical expenses.

CREDIT CARD

Scotia Momentum Visa Infinite

Earn 10% cash back Visa Infinite benefits

APPLY NOW You will be redirected