Preloader Image 1 Preloader Image 2

Scotiabank Momentum Business Visa Review

Whether you're making everyday purchases, traveling for work, or investing in your company's growth, this card delivers unparalleled benefits that empower you to take your business to the next level.

Scotia Momentum Business Visa Credit Card
Source: Scotia Momentum Business Visa Credit Card

Get ready to elevate your business spending with the Scotiabank Momentum Business Visa Card! This exceptional card is designed to help business owners maximize their rewards while managing their expenses with ease. With its outstanding rewards program, flexible redemption options, and a host of exclusive perks, the Scotiabank Momentum Business Visa Card is your ultimate financial partner.

Say goodbye to the ordinary and embrace a world of extraordinary possibilities as you earn rewards on every transaction and enjoy the peace of mind that comes with robust security features. Join countless successful business owners who have unlocked their potential with this powerful card!

Scotiabank Momentum Business Visa Card Benefits

  • Cash Back on Purchases: Enjoy impressive cash back rewards on every dollar spent with the Scotiabank Momentum Business Visa Card! Earn 1.5% cash back on all purchases, and watch your rewards accumulate quickly, turning your everyday spending into exciting financial returns. It’s a smart way to enhance your business finances while enjoying the perks of being a savvy shopper.
  • Bonus Cash Back Categories: Experience even greater rewards with bonus cash back categories! Earn 2% cash back on eligible gas, office supplies, and recurring bill payments, making it easy to maximize your earnings on the expenses that matter most. This means more savings and rewards tailored to your business needs!
  • No Annual Fee for the First Year: Get started without the worry of an annual fee for the first year! This allows you to explore all the benefits and rewards the Scotiabank Momentum Business Visa Card has to offer while keeping your costs down. It’s the perfect opportunity to boost your business without breaking the bank.
  • Flexible Redemption Options: Redeem your cash back rewards in a way that works for you! Whether you prefer to apply your cash back as a statement credit, deposit it into your bank account, or use it for travel expenses, the choice is yours. Enjoy the freedom of flexible redemption options that fit your business lifestyle.
  • Comprehensive Insurance Coverage: Travel with peace of mind knowing that your Scotiabank Momentum Business Visa Card offers comprehensive insurance coverage. Enjoy benefits like travel accident insurance, rental car collision damage waiver, and purchase protection. These features provide added security, allowing you to focus on your business while protecting your investments.
  • Mobile Device Insurance: Protect your mobile devices when you use your Scotiabank Momentum Business Visa Card! This insurance covers damage or theft of eligible mobile devices purchased with the card, ensuring that your business stays connected without the worry of unexpected expenses.
  • Employee Cards at No Extra Cost: Empower your team by adding employee cards at no additional cost! This feature allows your employees to make purchases on behalf of the business while helping you track spending and earn rewards on every transaction. It’s a win-win for managing expenses and boosting rewards.
  • Access to Exclusive Offers: Unlock a world of exclusive offers and discounts from partner merchants. Enjoy savings on a variety of products and services that can help your business thrive, from office supplies to travel deals. These offers add incredible value to your card, making it an even more rewarding choice.
  • 24/7 Customer Service: Experience top-notch support with 24/7 customer service! Whether you have questions about your account or need assistance while traveling, dedicated customer service representatives are available around the clock to ensure you receive the help you need, whenever you need it.
  • Online Account Management: Take control of your finances with easy online account management. Track your spending, monitor rewards, and manage payments all in one convenient platform. This feature helps you stay organized and makes managing your business finances a breeze!

Who Can Apply

Scotia Momentum Business Visa Credit Card
Source: Scotia Momentum Business Visa Credit Card

The Scotiabank Momentum Business Visa Card is designed for small business owners and entrepreneurs looking to maximize their spending power. To apply, you should have a good credit history, be at least 18 years old, and be a resident of Canada. Whether you run a sole proprietorship or a small business with employees, this card can help you manage your expenses and earn valuable rewards.

How to Apply?

  1. Visit the Scotiabank website or your local branch.
  2. Complete the online application form or request a paper application.
  3. Provide necessary information, including your business details and financial information.
  4. Submit your application for review.
  5. Receive a decision and, if approved, enjoy your new card!

Frequently Asked Questions

  1. Is there a limit on cash back rewards?
    • No, there is no cap on the cash back rewards you can earn with the Scotiabank Momentum Business Visa Card.
  2. Are there fees for adding employee cards?
    • No, you can add employee cards at no extra cost, making it easy to track spending and earn rewards on their purchases.
  3. How do I access customer service?
    • Customer service is available 24/7 via phone, and you can also manage your account online for assistance.
  4. Do I need to have a business account with Scotiabank to apply?
    • No, you do not need to have a business account with Scotiabank to apply for the Momentum Business Visa Card.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.