Simplii Financial Cash Back Visa Card Review

Earn cash back on every purchase, no annual fee, and more—this card puts your money where it belongs!

The Simplii Financial Cash Back Visa Card is an exceptional choice for those who value maximizing their spending. With benefits that enhance everyday purchases and make managing finances easier, this card stands out in a crowded market. Whether you’re looking to save more on your monthly expenses or want a card that rewards your loyalty, this Visa card has features designed with your needs in mind.

In addition to the immediate rewards, the Simplii Financial Cash Back Visa Card offers long term value that goes beyond the standard offerings. It’s more than just a card—it’s a tool for smarter spending. With benefits that cater to both the practical and the luxurious, this card is perfect for those who want to make the most of their money.

CREDIT CARD

Simplii Financial Cash Back Visa

cash back No annual fee

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Your Spending, Rewarded  

•  Generous Cash Back Rewards: With every purchase, you’ll earn cash back, turning your spending into savings. Whether it’s groceries, gas, or dining out, this card ensures you get a percentage back on each transaction. 

•  No Annual Fee: Unlike many other credit cards, the Simplii Financial Cash Back Visa Card comes with no annual fee. This means you get to enjoy all the benefits without having to worry about an extra yearly charge. 

•  Enhanced Security Features: Your security is a top priority with the Simplii Financial Cash Back Visa Card. The card includes features like zero liability protection and fraud monitoring, ensuring that your transactions are safe and secure. This gives you peace of mind.

•  Simple and Transparent Rewards Structure: The card’s rewards system is easy to understand, with no complicated tiers or categories. You’ll always know exactly how much you’re earning back on your purchases. 

•  Quick and Easy Redemption: Redeeming your cash back is simple and hasslefree. You can easily apply your rewards as a statement credit or direct deposit, making it convenient to access your earnings. 

•  Global Acceptance: As a Visa card, the Simplii Financial Cash Back is accepted at millions of locations worldwide. Whether you’re traveling or shopping online, you can use your card with confidence, knowing it will be accepted almost anywhere.

•  Great for Everyday Use: This card is perfect for those who want to earn rewards on their daytoday spending. From buying coffee to paying for utilities, every transaction can earn you cash back, making it a valuable addition to your wallet.

•  EasytoUse Mobile App: Manage your card, track your spending, and redeem rewards all through a user friendly mobile app. The app is designed to make it easy to stay on top of your finances, no matter where you are.

•  Competitive Interest Rates: The Simplii Financial Cash Back Visa Card offers competitive interest rates, making it a smart choice for those who occasionally carry a balance. This can save you money over time compared to higher interest cards.

Qualification Requirements  

•  Canadian Residency: To apply for the Simplii Financial Cash Back Visa Card, you must be a Canadian resident..

•  Age Requirement: Applicants must be at least 18 years old, or the age of majority in their province or territory, to qualify for the card. 

•  Good Credit History: A good credit score is necessary to qualify for the card. This indicates that you have a history of responsible credit use, making you a lower risk applicant.

•  Stable Income: Applicants should have a stable source of income. This shows that you have the financial means to manage a credit card responsibly, including making timely payments.

•  Existing Bank Account: Having an existing Simplii Financial bank account may make the application process smoother. It shows that you are already familiar with Simplii Financial’s services and can easily integrate the card into your existing banking.

•  Valid ID: A valid government issued ID is required to apply. This helps verify your identity and ensures that the application process complies with legal and security standards.

How to Apply for The Simplii Financial Cash Back Visa Card  

•  Visit the Simplii Financial Website: Start your application process by visiting the official Simplii Financial website. Here, you’ll find all the necessary information and forms to begin.

•  Complete the Online Application: The application can be completed entirely online. You’ll need to provide personal details such as your name, address, and employment information.

•  Submit Proof of Income: During the application, you may be required to submit proof of income, such as pay stubs or a tax return. This helps Simplii Financial assess your ability to manage credit.

•  Verify Your Identity: You’ll need to provide a government issued ID to verify your identity. This ensures that the application is secure and that the card is issued to the correct person.

•  Agree to Terms and Conditions: Before submitting your application, you’ll need to review and agree to the card’s terms and conditions. This includes understanding the interest rates, fees, and rewards structure.

•  Wait for Approval: Once your application is submitted, you’ll receive a decision within a few business days. If approved, your card will be mailed to you, ready for activation.

Frequently Asked Questions  

What is the cash back rate for this card?

The cash back rate varies depending on the type of purchase but offers competitive rates on all transactions.

Is there a limit to how much cash back I can earn? 

There may be caps on certain categories, but overall, there’s no maximum limit on how much you can earn.

How do I redeem my cash back rewards? 

You can redeem your cash back as a statement credit or direct deposit into your Simplii Financial account.

Can I use this card outside of Canada? 

Yes, the Simplii Financial Cash Back Visa Card is accepted internationally wherever Visa is recognized.

CREDIT CARD

Simplii Financial Cash Back Visa

cash back No annual fee

APPLY NOW You will be redirected