Tangerine Money-Back Credit Card Review

For a credit card that offers customization, affordability, and rewarding benefits, the Tangerine Money-Back Credit Card is an excellent choice.

This card empowers you to take control of your rewards by allowing you to select up to three spending categories where you’ll earn higher cash back rates. This means you can tailor your rewards to match your spending habits, whether it’s on groceries, dining, or other everyday expenses.

Even better, the Tangerine Money-Back Credit Card has no annual fee, making it a cost-effective way to maximize your cash back earnings. Plus, there’s no minimum redemption threshold, so you can redeem your cash back anytime you want. This card truly offers the perfect blend of flexibility, simplicity, and value, making it an ideal option for those looking to enhance their financial well-being.

CREDIT CARD

Tangerine Money-Back

Annual fee $0 Money-Back Unlimited

Access everything you need with a credit card

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Earning rewards

Get excited about the Tangerine Money-Back Credit Card! It’s designed to make earning rewards easy and enjoyable. Here’s why this card stands out:

• 2% Cash Back: Supercharge your rewards by earning 2% cash back on purchases in up to three categories that you choose. Popular categories include:
  • Groceries
  • Dining
  • Gas
  • Recurring bills
  • And more!
• 0.5% Cash Back: Don’t worry about missing out—earn 0.5% cash back on all other purchases outside your selected categories.

No complicated rules—earn cash back on every purchase. Plus, adjust your spending categories as your needs change, ensuring you always get the most out of your cash back.

The Tangerine Money-Back Credit Card makes every purchase more rewarding, turning your everyday spending into exciting opportunities to earn cash back. It’s perfect for anyone looking to get more value from their credit card!

Redeeming rewards

Redeeming rewards with the Tangerine Money-Back Credit Card is designed to be convenient and versatile:

• Apply as Credit: Easily apply your cash back rewards as a statement credit towards reducing your credit card balance, making it a practical way to offset expenses.
• Deposit to Savings: Directly deposit your cash back rewards into your Tangerine Savings Account, helping you build your savings effortlessly with each purchase.
• Explore More Options: Choose from a variety of redemption options including charitable donations, gift cards, or applying cash back towards specific purchases or services, ensuring your rewards match your preferences.
• No Redemption Minimums: Enjoy the flexibility of redeeming your cash back rewards at any time, without having to reach a minimum threshold, providing you complete control over your rewards.

Benefits of Tangerine Money-Back Credit Card

Experience the Tangerine Money-Back Credit Card, where value meets accessibility and rewards:

• No Annual Fees: Enjoy the perks of cash back rewards and more, all without the burden of annual fees. It’s the perfect choice for anyone seeking a straightforward and budget-friendly credit card option.
• Accessible Approval: With approval starting at a credit score of 600, this card opens doors for individuals with fair to good credit histories. Whether you’re new to credit or rebuilding, you can qualify and benefit from cash back rewards and card features.
• Low Income Requirements: You don’t need a high income to earn rewards with the Tangerine Money-Back Credit Card. It’s designed to reward your spending habits while being inclusive and accessible to a wide range of consumers.
• Low Balance Transfer APR: Consolidate and manage your credit card debt with a competitive 1.95% APR on balance transfers for the first 6 months. This introductory rate helps you save on interest charges, making it easier to tackle your existing debt.
• Valuable Insurance Coverage: Gain peace of mind with extended warranty and price protection benefits. These perks enhance your shopping experience by providing added security and savings on your purchases.
• Perfect for Students: Ideal for students without credit history, this card offers a straightforward path to building credit and earning cash back rewards. It’s tailored to meet the needs of students, offering accessibility and rewards right from the start.

Who can apply?

Before you set out to apply for the Tangerine Money-Back Credit Card, it’s essential to confirm that you meet the following eligibility requirements:

• Age: Applicants must be at least 18 years old.
• Income: A minimum annual income is necessary to qualify. Please verify the current income threshold on the official Tangerine website.
• Residency: The Tangerine Money-Back Credit Card is exclusively available to Canadian residents.
• Credit History: While a reasonably good credit history is recommended, applicants with varying credit backgrounds are considered. Ensure you fulfill these criteria to proceed confidently with your application and take advantage of the card’s benefits.

How to Apply for the Tangerine Money-Back Credit Card

Applying for a Tangerine Money-Back Credit Card is easier than you think:

1. Go to the Tangerine website and look for Tangerine Money-Back Credit Card
2. Click on Apply Now
3. Read Terms and Conditions
4. Fill your personal and financial details
5. Submit your application

Frequently Asked Questions (FAQs)

What should I do if my card is lost or stolen?

If your Tangerine Money-Back Credit Card is lost or stolen, it’s crucial to take immediate action by contacting Tangerine directly. Notify them of the incident promptly to report the loss and request a replacement card to ensure your account’s security and continued access to card benefits.

Is there a foreign transaction fee?

For transactions made in a currency other than Canadian dollars, please note that a foreign currency conversion fee of 2.5% applies. This fee is standard for purchases or transactions conducted outside of Canada, reflecting the cost associated with converting foreign currency into Canadian dollars.

Can I change my selected cashback categories?

You have the freedom to change your selected 2% cashback categories at any time. This allows you to adjust your rewards preferences based on your evolving spending habits and priorities, ensuring you maximize your cashback rewards on purchases that matter most to you.

CREDIT CARD

Tangerine Money-Back

Annual fee $0 Money-Back Unlimited

Access everything you need with a credit card

APPLY NOW You will be redirected