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RBC ION+ Visa Card Review

Whether you're a frequent traveler or just looking for a card that adds value to your everyday spending, the RBC ION+ Visa Card is your ideal financial companion.

RBC ION+ Visa
Source: RBC ION+ Visa

Elevate your everyday spending and reward yourself with the RBC ION+ Visa Card, the perfect card for those who love getting more out of their purchases. Whether it’s dining out, traveling, or shopping for daily essentials, the RBC ION+ Visa Card lets you earn valuable points on all your transactions. Designed to enhance your lifestyle with premium benefits, this card is your gateway to exceptional rewards and exclusive perks, making every purchase more rewarding.

With the RBC ION+ Visa Card, you don’t just earn points; you gain access to an impressive array of features tailored to simplify your life. From exclusive offers and enhanced security to flexible rewards, this card has it all. 

RBC ION+ Visa Card Benefits:

  • Earn More Points on Popular Categories: Earn 1.5 RBC Rewards points per dollar spent on groceries, dining, transportation, gas, and digital subscriptions. With the RBC ION+ Visa Card, your everyday purchases quickly add up to valuable rewards. Imagine earning more points while doing the things you love, like dining out or subscribing to your favorite streaming services!
  • Earn Points on Every Purchase: No matter where you shop or what you buy, you’ll always earn points. Get 1 RBC Rewards point per dollar on all other purchases, ensuring that every transaction brings you closer to exciting rewards.
  • No Foreign Transaction Fees: Travel internationally without worrying about extra charges. With no foreign transaction fees, the RBC ION+ Visa Card allows you to spend globally without additional costs, making it the perfect travel companion.
  • Exclusive Offers and Discounts: Gain access to special promotions, discounts, and offers with select retailers and services. The RBC ION+ Visa Card provides a gateway to savings and unique experiences that enhance your lifestyle.
  • Comprehensive Purchase Security: Your purchases are protected with purchase security and extended warranty coverage. Feel confident that the things you buy with your RBC ION+ Visa Card are protected against theft, damage, and defects.
  • Mobile Device Insurance: Get up to $1,000 in coverage for your mobile device when purchased with your RBC ION+ Visa Card. Safeguard your phone or tablet with this valuable insurance benefit, keeping your devices protected from accidental damage or theft.
  • Save on Fuel with Petro-Canada: Link your RBC ION+ Visa Card to your Petro-Points account and instantly save 3¢ per liter at Petro-Canada gas stations, plus earn more points on fuel and convenience store purchases.
  • Premium Travel Insurance: Travel with peace of mind, knowing that you’re covered by premium travel insurance. From trip interruption and cancellation coverage to rental car insurance, the RBC ION+ Visa Card ensures you are protected on every journey.
  • Zero Liability Protection: Feel secure knowing that you won’t be held responsible for unauthorized transactions. The RBC ION+ Visa Card’s zero liability protection ensures your account is always secure from fraud.
  • Redeeming Rewards: Redeeming RBC Rewards points is flexible and tailored to your preferences. Points can be redeemed for travel, merchandise, gift cards, or even cash back. Want to book a flight? Use your points to reduce the cost or cover the entire fare. Prefer a new gadget or a gift card? Your points can be used for a wide range of options in the RBC Rewards catalog. The choice is yours to enjoy rewards that match your lifestyle!

Who Can Apply:

RBC ION+ Visa
Source: RBC ION+ Visa

The RBC ION+ Visa Card is available to Canadian residents who are the age of majority in their province or territory. Applicants should have a good credit history and a steady source of income to qualify. If you’re looking for a card that rewards you for everyday purchases and offers premium benefits, this is the card for you!

How to Apply:

Applying for the RBC ION+ Visa Card is quick and easy. Follow these simple steps:

  1. Visit the RBC website or a local RBC branch.
  2. Complete the online or in-person application.
  3. Provide proof of income and identity.
  4. Submit your application and await approval.

Frequently Asked Questions:

  1. What is the annual fee for the RBC ION+ Visa Card?
    • The RBC ION+ Visa Card has an annual fee of $48.
  2. Is there a rewards cap on how many points I can earn?
    • No, there is no limit to the number of RBC Rewards points you can earn.
  3. How do I link my card to Petro-Canada to save on fuel?
    • You can link your RBC ION+ Visa Card to your Petro-Points account through RBC’s website to start saving 3¢ per liter at Petro-Canada.
  4. Can I add an authorized user to my RBC ION+ Visa Card?
    • Yes, you can add authorized users to your account, allowing them to make purchases and earn points on their transactions.
  5. What happens if I lose my RBC ION+ Visa Card?
    • Contact RBC’s customer service immediately to report the lost card. A replacement card will be issued, and any fraudulent charges will be investigated.

A credit card expert, she utilizes her expertise to create informative content on credit cards, empowering others with financial knowledge.