Desjardins Odyssey World Elite Mastercard Review

Prepare to elevate your travel and everyday spending with the Desjardins Odyssey World Elite Mastercard! 

The Desjardins Odyssey World Elite Mastercard is a top-tier offering that caters to cardholders with higher spending habits and a desire for premium benefits. With its strong rewards program on popular spending categories and a robust suite of insurance coverages, this card is a compelling choice for those who value both rewards and protection. Get ready to experience a world of exclusive privileges and significant savings!

CREDIT CARD

Desjardins Odyssey World Elite Mastercard

up to 3% BONUSDOLLARS 8 free airport lounge passes

APPLY NOW You will be redirected

Here are some of the fantastic benefits of the Desjardins Odyssey World Elite Mastercard:

• Generous BONUSDOLLARS Earning Rates: Get ready to rack up rewards on your everyday spending! The Desjardins Odyssey World Elite Mastercard offers impressive earning rates in various categories:
  • Up to 3% in BONUSDOLLARS on grocery purchases (with an annual cap, typically $10,000).
  • Up to 2% in BONUSDOLLARS on restaurant, entertainment, and alternative transportation purchases (with an annual cap for restaurants, typically $6,000).
  • 1.5% in BONUSDOLLARS on all other purchases and pre-authorized payments.
• Hertz, Thrifty, and Dollar Car Rental Discounts: Enjoy exclusive savings on car rentals! Cardholders can receive significant discounts (e.g., up to 25% off Hertz rentals, up to 10% off Thrifty and Dollar) and benefits like no young drivers surcharge, no fee for additional drivers, and automatic eligibility for Hertz Gold Plus Rewards Five Star status
• Mastercard Travel Pass Provided by DragonPass: Beyond the Desjardins Lounge, unlock access to over 1,300 airport lounges in more than 140 countries globally through Mastercard Travel Pass provided by DragonPass. This offers a broad network of lounge access for a more comfortable travel experience.
• Mastercard Priceless Experiences: Gain access to exclusive offers, events, and experiences around the world through Mastercard’s Priceless.com program. This can include unique travel, dining, entertainment, and shopping opportunities.
• Hertz, Thrifty, and Dollar Car Rental Discounts: Enjoy exclusive savings on car rentals! Cardholders can receive significant discounts (e.g., up to 25% off Hertz rentals, up to 10% off Thrifty and Dollar) and benefits like no young drivers surcharge, no fee for additional drivers, and automatic eligibility for Hertz Gold Plus Rewards Five Star status
• FlexiRoam Global Data Roaming eSIM Plan: Stay connected while traveling internationally! The World Elite Mastercard offers a complimentary FlexiRoam International eSIM Plan and discounts on future eSIM plan purchases, providing seamless and hassle-free connectivity.

Who Can Apply?

The Desjardins Odyssey World Elite Mastercard is a premium credit card and, as such, has specific income and residency requirements

• Minimum Income Requirements: You must meet one of the following:
  • A minimum individual annual income of $80,000.
  • A minimum household annual income of $150,000.
  • Assets under management of $400,000 or more (with Desjardins).
• Age: You must be the age of majority in your province or territory of residence (18 or 19 years old, depending on the location).
• Residency: You must be a Canadian resident.
• Credit History: A strong credit score is typically required for approval (often recommended 725+). Desjardins will conduct a credit check.

How to Apply?

Applying for the Desjardins Odyssey World Elite Mastercard can be done online, by phone, or in person at a Caisse (Desjardins branch). The online application is generally the most convenient:

1. Visit the Official Desjardins Website: Go to the Desjardins Odyssey World Elite Mastercard page on desjardins.com.
2. Review the Card Details: Familiarize yourself with the latest features, interest rates, fees, and the current welcome offer.
3. Click “Apply for this card”: This will take you to the online application portal.
4. Provide Personal Information: You’ll need to fill out a secure form with personal details.
5. Co-Applicant Information (if applicable): If you’re applying for a joint card, the co-applicant will need to provide similar information.
6. Review and Consent: Carefully review all the information you’ve entered. You’ll need to consent to Desjardins performing a credit check and collecting your information.
7. Submit Application: Once everything is complete and accurate, submit your application.
8. Receive a Decision: Desjardins will process your application, which may involve a hard credit inquiry. You’ll be notified of their decision, sometimes instantly or within a few business days.
9. Receive and Activate Card: If approved, your card will be mailed to you, and you’ll need to activate it upon arrival.

Frequently Asked Questions

What is the annual fee for the Desjardins Odyssey World Elite Mastercard?

The annual fee is typically $130. Supplementary cards are often free for Desjardins members.

Does the card offer airport lounge access?

Yes, it provides 8 free passes annually to the Desjardins Odyssey Lounges at Montreal-Trudeau Airport and access to over 1,300 airport lounges worldwide through Mastercard Travel Pass provided by DragonPass.

What kind of travel insurance is included?

It offers comprehensive travel insurance, including emergency healthcare (up to 60 days, age-dependent), trip cancellation/interruption, baggage, and car rental damage/theft insurance.

CREDIT CARD

Desjardins Odyssey World Elite Mastercard

up to 3% BONUSDOLLARS 8 free airport lounge passes

APPLY NOW You will be redirected